Paths
/{aspsp-cde}/v1-0-3/bulk-multibanco-payments/{multibanco-payment-type}
Bulk MB Payment Service Initiation
Creates a bulk Multibanco payment initiation request at the ASPSP.
Identification of the aspsp
Multibanco Payment type should be fulfilled as determined by the initiating party and should assume the following values: - service-payments; - special-service-payments; - public-sector-payments.
{
"default": "service-payments",
"enum": [
"service-payments",
"special-service-payments",
"public-sector-payments"
]
}ID of the request, unique to the call, as determined bu the initiating party.
URI of the TPP, where the transaction flow shall be redirected to after a Redirect. Shall be contained at least if the tppRedirectPreferred parameter is set to true or is missing.
If it equals “true”, the TPP prefers a redirect over an embedded SCA approach. If it equals “false”, the TPP prefers not to be redirected for SCA. The ASPSP will then choose between the Embedded or the Decoupled SCA approach, depending on the choice of the SCA procedure by the TPP/PSU. If the parameter is not used, the ASPSP will choose the SCA approach to be applied depending on the SCA method chosen by the TPP/PSU.
The forwarded Geo Location of the corresponding http request between PSU and TPP if available.
The forwarded Agent header field of the http request between PSU and TPP.
The forwarded IP Address header field consists of the corresponding http request IP Address field between PSU and TPP.
The forwarded IP Port header field consists of the corresponding HTTP request IP Port field between PSU and TPP, if available.
{
"default": ""
}UUID (Universally Unique Identifier) for a device, which is used by the PSU, if available. UUID identifies either a device or a device dependant application installation. In case of an installation identification this ID need to be unaltered until removal from device.
{
"default": ""
}Fingerprint of the device used in the request between PSU and TPP, if available.
{
"default": ""
}Only used for Delegated Authentication Approach. \n "NSCA" - "SCA Not performed"; \n "SUCC" - "SCA Performed with Success"; \n If this data element is not used, there is no information about transaction SCA authentication
{
"enum": [
"NSCA",
"SUCC"
]
}User identification in ASPSP
{
"default": ""
}Corporate User identification in ASPSP
{
"default": ""
}Type of the PSU-ID, needed in scenarios where PSUs have several PSU-IDs as access possibility.
{
"default": ""
}Might be mandated in the ASPSPs documentation. Only used in a corporate context.
{
"default": ""
}This data element may be contained, if the payment initiation transaction is part of a session, i.e. combined AIS/PIS service. This then contains the consentId of the related AIS consent, which was performed prior to this payment initiation.
If it equals "true", the TPP requests a delegated SCA approach. If it equals "false", the TPP do not request a delegated SCA approach. If the parameter is not used, the TPP do not request a delegated SCA approach.
Standard https header element date and time
ID of the transaction as determined by the initiating party.
An identification provided by the ASPSP for the later identification of the authentication delegated.
{
"default": ""
}A signature of the request by the TPP on application level. This might be mandated by ASPSP.
Create a Bulk Multibanco payment initiation.
{
"schema": {
"type": "object",
"properties": {
"debtorAccount": {
"$ref": "#\/definitions\/AccountReference",
"description": "Debtor account"
},
"batchBookingPreferred": {
"type": "boolean",
"description": "If this element equals true, the PSU prefers only one booking entry. If this element equals false, the PSU prefers individual booking of all contained individual transactions. The ASPSP will follow this preference according to contracts agreed on with the PSU."
},
"paymentInformationId": {
"type": "string",
"maxLength": 35,
"minLength": 1,
"description": "Unique identification as assigned by the sending party to unambiguously identify this bulk payment."
},
"requestedExecutionDate": {
"description": "Indicates the acceptance of future dated payments (yyyy-MM-dd) by issuing an ASPSP.",
"type": "string",
"format": "date",
"default": "9999-12-31"
},
"payments": {
"$ref": "#\/definitions\/PaymentArray",
"description": "Messages to the TPP on operational issues."
}
},
"additionalProperties": false,
"required": [
"payments",
"paymentInformationId"
],
"description": "Creates a bulk Multibanco payment initiation request at the ASPSP."
}
}The certificate used for signing the request, in base64 encoding. Must be contained if a signature is contained.
Hash of the message body. Should be present when Request body exists
Bad Request.
Unauthorized.
Forbidden.
Not Found.
Method Not Allowed.
Not Acceptable.
Request Timeout.
Unsupported Media Type.
Too Many Requests.
Internal Server Error.
Service Unavailable.
Gatewaty Timeout.
/{aspsp-cde}/v1-0-3/bulk-multibanco-payments/{multibanco-payment-type}/{bulk-payment-id}
Bulk MB Payment service inquiry request
Requests the content of a bulk Multibanco payment initiation object. This is returning the data for the TPP especially in cases, where the consent was directly managed between ASPSP and PSU e.g. in a re-direct SCA Approach.
Identification of the aspsp
Multibanco Payment type should be fulfilled as determined by the initiating party and should assume the following values: - service-payments; - special-service-payments; - public-sector-payments.
{
"default": "service-payments",
"enum": [
"service-payments",
"special-service-payments",
"public-sector-payments"
]
}Identification of the bulk payment
ID of the request, unique to the call, as determined bu the initiating party.
User identification in ASPSP
{
"default": ""
}Corporate User identification in ASPSP
{
"default": ""
}Type of the PSU-ID, needed in scenarios where PSUs have several PSU-IDs as access possibility.
{
"default": ""
}Might be mandated in the ASPSPs documentation. Only used in a corporate context.
{
"default": ""
}Standard https header element date and time
ID of the transaction as determined by the initiating party.
A signature of the request by the TPP on application level. This might be mandated by ASPSP.
The certificate used for signing the request, in base64 encoding. Must be contained if a signature is contained.
Bad Request.
Unauthorized.
Forbidden.
Not Found.
Method Not Allowed.
Not Acceptable.
Request Timeout.
Unsupported Media Type.
Too Many Requests.
Internal Server Error.
Service Unavailable.
Gatewaty Timeout.
BulkMB Payment Service Initiation Update request
Updates information related to the processing of payments of a previous bulk payment initiation.
Identification of the aspsp
Multibanco Payment type should be fulfilled as determined by the initiating party and should assume the following values: - service-payments; - special-service-payments; - public-sector-payments.
{
"default": "service-payments",
"enum": [
"service-payments",
"special-service-payments",
"public-sector-payments"
]
}Identification of the bulk payment
ID of the request, unique to the call, as determined bu the initiating party.
User identification in ASPSP
{
"default": ""
}Corporate User identification in ASPSP
{
"default": ""
}Type of the PSU-ID, needed in scenarios where PSUs have several PSU-IDs as access possibility.
{
"default": ""
}Might be mandated in the ASPSPs documentation. Only used in a corporate context.
{
"default": ""
}Standard https header element date and time
ID of the transaction as determined by the initiating party.
A signature of the request by the TPP on application level. This might be mandated by ASPSP.
Update information related to a previous Bulk Multibanco payment initiation.
{
"schema": {
"type": "object",
"properties": {
"psuData": {
"$ref": "#\/definitions\/PSUData",
"description": "Include all credentials related data (e.g., user, password and additional data accordingly with ASPSP requests)"
},
"scaAuthenticationData": {
"description": "SCA authentication data, depending on the chosen authentication method.\n\nif the data is binary, then it is base64 encoded.",
"type": "string",
"default": ""
},
"authenticationMethodId": {
"description": "The authentication method ID as provided by the ASPSP. This property is mandatory in a Select Authentication Method.",
"type": "string",
"default": ""
}
},
"additionalProperties": false,
"description": "Updates information related to a previous bulk Multibanco payment initiation in order to obtain PSUId credentials."
}
}The certificate used for signing the request, in base64 encoding. Must be contained if a signature is contained.
Hash of the message body. Should be present when Request body exists
Bad Request.
Unauthorized.
Forbidden.
Not Found.
Method Not Allowed.
Not Acceptable.
Request Timeout.
Unsupported Media Type.
Too Many Requests.
Internal Server Error.
Service Unavailable.
Gatewaty Timeout.
Bulk MB Cancel Payment Request
Cancels a bulk Multibanco payment initiation request at the ASPSP.
Identification of the aspsp
Multibanco Payment type should be fulfilled as determined by the initiating party and should assume the following values: - service-payments; - special-service-payments; - public-sector-payments.
{
"default": "service-payments",
"enum": [
"service-payments",
"special-service-payments",
"public-sector-payments"
]
}Identification of the bulk payment
ID of the request, unique to the call, as determined bu the initiating party.
URI of the TPP, where the transaction flow shall be redirected to after a Redirect. Shall be contained at least if the tppRedirectPreferred parameter is set to true or is missing.
Standard https header element date and time
ID of the transaction as determined by the initiating party.
A signature of the request by the TPP on application level. This might be mandated by ASPSP.
The certificate used for signing the request, in base64 encoding. Must be contained if a signature is contained.
Bad Request.
Unauthorized.
Forbidden.
Not Found.
Method Not Allowed.
Not Acceptable.
Request Timeout.
Unsupported Media Type.
Too Many Requests.
Internal Server Error.
Service Unavailable.
Gatewaty Timeout.
/{aspsp-cde}/v1-0-3/bulk-multibanco-payments/{multibanco-payment-type}/{bulk-payment-id}/status
Bulk MB Payment service status inquiry request
Request to check the status of a bulk Multibanco payment initiation.
Identification of the aspsp
Multibanco Payment type should be fulfilled as determined by the initiating party and should assume the following values: - service-payments; - special-service-payments; - public-sector-payments.
{
"default": "service-payments",
"enum": [
"service-payments",
"special-service-payments",
"public-sector-payments"
]
}Identification of the bulk payment
ID of the request, unique to the call, as determined bu the initiating party.
Standard https header element date and time
ID of the transaction as determined by the initiating party.
A signature of the request by the TPP on application level. This might be mandated by ASPSP.
The certificate used for signing the request, in base64 encoding. Must be contained if a signature is contained.
Bad Request.
Unauthorized.
Forbidden.
Not Found.
Method Not Allowed.
Not Acceptable.
Request Timeout.
Unsupported Media Type.
Too Many Requests.
Internal Server Error.
Service Unavailable.
Gatewaty Timeout.
Definitions
Identifier of the addressed account.
{
"type": "object",
"properties": {
"iban": {
"description": "International Bank Account Number",
"type": "string",
"pattern": "^[A-Z]{2,2}[0-9]{2,2}[a-zA-Z0-9]{1,30}$",
"default": "PT000"
},
"bban": {
"description": "This data elements is used for payment accounts which have no IBAN.",
"type": "string",
"default": "1",
"pattern": "^[a-zA-Z0-9]{1,30}$"
},
"pan": {
"description": "Primary Account Number (PAN) of a card, can be tokenised by the ASPSP due to PCI DSS requirements.",
"type": "string",
"maxLength": 35,
"default": ""
},
"maskedPan": {
"description": "Primary Account Number (PAN) of a card in a masked form.",
"type": "string",
"maxLength": 35,
"default": ""
},
"msisdn": {
"description": "An alias to access a payment account via a registered mobile phone number",
"type": "string",
"maxLength": 35,
"default": ""
},
"currency": {
"description": "ISO 4217 Alpha 3 currency code.",
"type": "string",
"default": ""
}
},
"additionalProperties": false
}
Amount
{
"type": "object",
"required": [
"currency",
"content"
],
"properties": {
"currency": {
"description": "ISO 4217 currency code\n",
"type": "string",
"pattern": "^[A-Z]{3,3}$",
"default": "EUR"
},
"content": {
"description": "The amount given with fractional digits, where fractions must be compliant to the currency definition.\n\nThe decimal separator is a dot.\n",
"type": "string",
"pattern": "^\\-{0,1}[0-9]{1,9}(\\.[0-9]{0,2}){0,1}$",
"default": "0"
}
},
"additionalProperties": false
}
Authentication Data
{
"type": "object",
"required": [
"authenticationMethodId"
],
"properties": {
"authenticationType": {
"description": "Type of the authentication method.",
"$ref": "#/definitions/AuthenticationType"
},
"authenticationVersion": {
"description": "Depending on the authenticationType. This version can be used by differentiating authentication tools used within performing OTP generation in the same authentication type. This version can be referred to in the ASPSP’s documentation.\n",
"type": "string",
"default": ""
},
"authenticationMethodId": {
"description": "An identification provided by the ASPSP for the later identification of the authentication method selection.\n",
"type": "string",
"maxLength": 35,
"default": ""
},
"name": {
"description": "This is the name of the authentication method defined by the PSU in the Online Banking frontend of the ASPSP. Alternatively this could be a description provided by the ASPSP like “SMS OTP on phone +49160 xxxxx 28”. This name shall be used by the TPP when presenting a list of authentication methods to the PSU, if available.\n",
"type": "string",
"default": ""
},
"explanation": {
"description": "detailed information about the sca method for the PSU.\n",
"type": "string",
"default": ""
}
},
"additionalProperties": false
}
Array of Authentication object
{
"type": "array",
"items": {
"$ref": "#/definitions/Authentication"
}
}
authentication types:
SMS_OTP - An SCA method, where an OTP linked to the transaction to be authorised is sent to the PSU through a SMS channel.
CHIP_OTP - An SCA method, where an OTP is generated by a chip card, e.g. an TOP derived from an EMV cryptogram. To contact the card, the PSU normally needs a (handheld) device. With this device, the PSU either reads the challenging data through a visual interface like flickering or the PSU types in the challenge through the device key pad. The device then derives an OTP from the challenge data and displays the OTP to the PSU.
PHOTO_OTP - An SCA method, where the challenge is a QR code or similar encoded visual data which can be read in by a consumer device or specific mobile app. The device resp. the specific app than derives an OTP from the visual challenge data and displays the OTP to the PSU.
PUSH_OTP - An OTP is pushed to a dedicated authentication APP and displayed to the PSU.
{
"type": "string",
"enum": [
"SMS_OTP",
"CHIP_OTP",
"PHOTO_OTP",
"PUSH_OTP"
],
"default": "SMS_OTP",
"additionalProperties": false
}
Payment Initiations.
{
"type": "object",
"required": [
"instructedAmount",
"multibancoPaymentEntity",
"multibancoPaymentReference"
],
"properties": {
"instructedAmount": {
"$ref": "#/definitions/Amount",
"description": "Transaction amount to be checked within the funds check mechanism."
},
"endToEndIdentification": {
"description": "Unique identification as assigned by the sending party to unambiguously identify this payment.",
"type": "string",
"maxLength": 35,
"default": ""
},
"multibancoPaymentEntity": {
"description": "Multibanco Payment Entity",
"type": "string",
"maxLength": 5
},
"servicePaymentName": {
"description": "Service Payment Name",
"type": "string",
"maxLength": 40
},
"multibancoPaymentReference": {
"description": "Multibanco Payment Reference",
"type": "string",
"maxLength": 15,
"default": ""
},
"taxpayerIdentificationNumber": {
"description": "Tax Payer Identification Number",
"type": "string",
"maxLength": 12,
"default": ""
}
},
"additionalProperties": false
}
Get Payment Information.
{
"type": "object",
"required": [
"instructedAmount",
"multibancoPaymentEntity",
"multibancoPaymentReference"
],
"properties": {
"instructedAmount": {
"$ref": "#/definitions/Amount",
"description": "Transaction amount to be checked within the funds check mechanism."
},
"endToEndIdentification": {
"description": "Unique identification as assigned by the sending party to unambiguously identify this payment.",
"type": "string",
"maxLength": 35,
"default": ""
},
"multibancoPaymentEntity": {
"description": "Multibanco Payment Entity",
"type": "string",
"maxLength": 5
},
"servicePaymentName": {
"description": "Service Payment Name",
"type": "string",
"maxLength": 40
},
"multibancoPaymentReference": {
"description": "Multibanco Payment Reference",
"type": "string",
"maxLength": 15,
"default": ""
},
"additionalReference": {
"description": "Additional Multibanco Payment Reference",
"type": "string",
"maxLength": 15,
"default": ""
},
"taxpayerIdentificationNumber": {
"description": "Tax Payer Identification Number",
"type": "string",
"maxLength": 12,
"default": ""
},
"serviceEntityShortName": {
"description": "It identifies Service Entity Name.",
"type": "string",
"maxLength": 30,
"default": ""
},
"plainInvoiceNumber": {
"description": "Only mandatory for Multibanco Payments type \"special services\" and when transaction status is accepted.",
"type": "string",
"maxLength": 30,
"default": ""
},
"plainInvoiceFootnote": {
"description": "Only mandatory for Multibanco Payments type \"special services\" and when transaction status is accepted.",
"type": "string",
"maxLength": 60,
"default": ""
},
"processorAuthorisation": {
"description": "Only mandatory for Multibanco Payments type \"Payment of Services\" and when transaction status is accepted.",
"type": "string",
"maxLength": 20,
"default": ""
},
"paymentStatus": {
"description": "The values defined in Section 13.18 might be used.",
"$ref": "#/definitions/TransactionStatusType"
}
},
"additionalProperties": false
}
Requested Authentication Data
{
"properties": {
"data": {
"type": "string",
"description": "String challenge data"
},
"imageLink": {
"type": "string",
"description": "A link where the ASPSP will provides the challenge image for the TPP."
},
"otpMaxLength": {
"type": "string",
"description": "The maximal length for the OTP to be typed in by the PSU."
},
"otpFormat": {
"type": "string",
"description": "The format type of the OTP to be typed in."
},
"additionalInformation": {
"type": "string",
"description": "Additional explanation for the PSU to explain e.g. fallback mechanism for the chosen SCA method. The TPP is obliged to show this to the PSU."
},
"image": {
"type": "string",
"description": "PNG data (max. 512 kilobyte) to be displayed to the PSU, Base64 encoding , cp. [RFC 4648]. This attribute is used only, when PHOTO_OTP or CHIP_OTP is the selected SCA method."
}
},
"additionalProperties": false
}
Error and status Information.
{
"type": "object",
"properties": {
"transactionStatus": {
"$ref": "#/definitions/TransactionStatusType",
"description": "The transaction status is filled with codes of the ISO 20022 corresponding element."
},
"tppMessages": {
"$ref": "#/definitions/TppMessageArray",
"description": "Messages to the TPP on operational issues."
}
},
"additionalProperties": false
}
Message error codes.
{
"type": "string",
"enum": [
"SERVICE_BLOCKED",
"CORPORATE_ID_IVALID",
"CONSENT_UNKNOWN",
"CONSENT_INVALID",
"CONSENT_EXPIRED",
"RESOURCE_UNIKNOWN",
"RESOURCE_EXPIRED",
"TIMESTAMP_INVALID",
"PERIOD_INVALID",
"SCA_METHOD_UNKKNOWN",
"TRANSACTION_ID_INVALID",
"PRODUCT_INVALID",
"PRODUCT_UNKNOWN",
"PAYMENT_FAILED",
"REQUIRED_KID_MISSING",
"SESSIONS_NOT_SUPPORTED",
"ACCESS_EXCEEDED",
"REQUESTED_FORMATS_INVALID",
"CARD_INVALID",
"NO_PIIS_ACTIVATION"
],
"default": "CONSENT_INVALID",
"additionalProperties": false
}
A list of hyperlinks to be recognized by the TPP.
{
"properties": {
"redirect": {
"type": "string",
"description": "A link to an ASPSP site where SCA is performed within the Redirect SCA approach."
},
"updatePsuIdentification": {
"type": "string",
"description": "The link to the payment initiation or account information resource, which needs to be updated by the PSU NextGenPSD2 XS2A Framework – Implementation Guidelines Complex Data Types and Code Lists Published by the Berlin Group under Creative Commons Attribution-NoDerivatives 4.0 International Public License Page 133(ref. License Notice for full license conditions) Attribute Type Condition Description identification if not delivered yet."
},
"updatePsuAuthentication": {
"type": "string",
"description": "The link to the payment initiation or account information resource, which needs to be updated by a PSU password and eventually the PSU identification if not delivered yet."
},
"selectedAuthenticationMethod": {
"type": "string",
"description": "This is a link to a resource, where the TPP can select the applicable second factor authentication methods for the PSU, if there were several available authentication methods."
},
"authoriseTransaction": {
"type": "string",
"description": "The link to the payment initiation or consent resource, where the “Transaction Authorisation”Request” is sent to.This is the link to the resource which will authorise the payment or the consent by checking the SCA authentication data within the Embedded SCA approach."
},
"self": {
"type": "string",
"description": "The link to the payment initiation resource created by the request itself. This link can be used later to retrieve the transaction status of the payment initiation."
},
"updateProprietaryData": {
"type": "string",
"description": "Status of the resource."
},
"status": {
"type": "string"
}
},
"additionalProperties": false
}
The password or encryptedPassword subfield is used, depending on encryption requirements of the ASPSP as indicated in the corresponding hyperlink contained in the last response message of the ASPSP.
{
"properties": {
"password": {
"type": "string",
"description": "PSU Password."
}
},
"additionalProperties": false
}
Transports additional error information.
{
"required": [
"category",
"code"
],
"properties": {
"category": {
"type": "string",
"default": "",
"description": "Only ”ERROR” or \"WARNING\" permitted"
},
"code": {
"$ref": "#/definitions/MessageCode",
"description": "Message error code."
},
"path": {
"type": "string",
"default": "",
"description": "Path of the element of the request message which provoked this error message."
},
"text": {
"type": "string",
"maxLength": 512,
"default": "",
"description": "Additional explaining text."
}
},
"additionalProperties": false
}
Messages to the TPP on operational issues.
{
"type": "array",
"items": {
"$ref": "#/definitions/TppMessage",
"description": "Transports additional error information."
},
"additionalProperties": false
}
Array of Payment Initiations
{
"type": "array",
"items": {
"$ref": "#/definitions/BulkEntry",
"description": "Payment Initiations.",
"additionalProperties": false
},
"maxItems": 20000,
"minItems": 1,
"additionalProperties": false
}
Array of Payment Initiations
{
"type": "array",
"items": {
"$ref": "#/definitions/BulkEntryGet",
"description": "Payment Initiations"
},
"additionalProperties": false
}
Amount
{
"properties": {
"amount": {
"type": "string",
"description": "ISO 4217 currency code"
},
"currency": {
"type": "string",
"description": "The amount given with fractional digits, where fractions must be compliant to the currency definition.The decimal separator is a dot."
}
},
"additionalProperties": false
}
ISO20022: The transaction status is filled with value of the ISO20022 data table. RCVD : RECEIVED PDNG : PENDING PATC : PARTIALLY ACCEPTED TECHNICAL CORRECT ACTC : ACCEPTED TECHNICAL VALIDATION ACFC : ACCEPTED FUNDS CHECKED ACWC : ACCEPTED WITH CHANGE ACWP : ACCEPTED WITHOUT POSTING ACSP : ACCEPTED SETTLEMENT IN PROCESS ACSC : ACCEPTED SETTLEMENT COMPLETED CANC : CANCELED RJCT : REJECTED
{
"type": "string",
"enum": [
"RCVD",
"PDNG",
"PATC",
"ACTC",
"ACFC",
"ACWC",
"ACWP",
"ACSP",
"CANC",
"RJCT"
],
"default": "RJCT",
"additionalProperties": false
}
ISO20022: The transaction status is filled with value of the ISO20022 data table. RCVD : RECEIVED PDNG : PENDING PATC : PARTIALLY ACCEPTED TECHNICAL CORRECT PART : PARTIALLY ACCEPTED ACTC : ACCEPTED TECHNICAL VALIDATION ACFC : ACCEPTED FUNDS CHECKED ACSP : ACCEPTED SETTLEMENT IN PROCESS ACSC : ACCEPTED SETTLEMENT COMPLETED CANC : CANCELED RJCT : REJECTED
{
"type": "string",
"enum": [
"RCVD",
"PDNG",
"PATC",
"PART",
"ACTC",
"ACFC",
"ACSP",
"CANC",
"RJCT"
],
"default": "RJCT",
"additionalProperties": false
}
Cancels a bulk Multibanco payment initiation response to TPP.
{
"type": "object",
"properties": {
"transactionStatus": {
"description": "The transaction status is filled with codes of the ISO 20022 data table.",
"$ref": "#/definitions/TransactionStatusType"
},
"_links": {
"$ref": "#/definitions/MultibancoPaymentLinks",
"description": "A list of hyperlinks to be recognised by the TPP. The actual hyperlinks used in the response depend on the dynamical decisions of the ASPSP when processing the request. Remark: All links can be relative or full links, to be decided by the ASPSP. Type of links admitted in this response, (further links might be added for ASPSP defined extensions): “redirect”: In case of an SCA Redirect Approach, the ASPSP is transmitting the link to which to redirect the PSU browser. “updatePsuIdentification”: The link to the payment initiation resource, which needs to be updated by the PSU identification. This might be used in an embedded, redirect or decoupled SCA Approach, where the PSU ID was missing in the first request. “updatePsuAuthentication”: The link to the payment initiation resource, which needs to be updated by a PSU password and eventually the PSU identification if not delivered yet. This is used in case of the Embedded or Decoupled SCA approach. “selectAuthenticationMethod” : This is a link to a resource, where the TPP can select the applicable strong customer authentication methods for the PSU, if there were several available authentication methods. This link contained under exactly the same conditions as the data element “authenticationMethods”, see above. “authoriseTransaction” : The link to the payment initiation resource, where the “Payment Authorisation Request” is sent to. This is the link to the resource which will authorise the payment by checking the SCA authentication data within the Embedded SCA approach."
},
"psuMessage": {
"type": "string",
"description": "Text to be displayed to the PSU."
},
"tppMessages": {
"$ref": "#/definitions/TppMessageArray",
"description": "Messages to the TPP on operational issues."
},
"transactionFees": {
"description": "Can be used by the ASPSP to transport transaction fees relevant for the underlying payments.",
"$ref": "#/definitions/Amount"
},
"transactionFeeIndicator": {
"type": "boolean",
"description": "If equals “true”, the transaction will involve specific transaction cost as shown by the ASPSP in their public price list or as agreed between ASPSP and PSU. If equals “false”, the transaction will not involve additional specific transaction costs to the PSU."
},
"scaMethods": {
"description": "This data element might be contained, if SCA is required and if the PSU has a choice between different authentication methods. Depending on the risk management of the ASPSP this choice might be offered before or after the PSU has been identified with the first relevant factor, or if an access token is transported. If this data element is contained, then there is also an hyperlink of type “selectAuthenticationMethods” contained in the response body. These methods shall be presented towards the PSU for selection by the TPP.",
"$ref": "#/definitions/AuthenticationArray"
}
},
"additionalProperties": false
}
Creates a bulk Multibanco payment initiation request at the ASPSP.
{
"type": "object",
"properties": {
"debtorAccount": {
"$ref": "#/definitions/AccountReference",
"description": "Debtor account"
},
"batchBookingPreferred": {
"type": "boolean",
"description": "If this element equals true, the PSU prefers only one booking entry. If this element equals false, the PSU prefers individual booking of all contained individual transactions. The ASPSP will follow this preference according to contracts agreed on with the PSU."
},
"paymentInformationId": {
"type": "string",
"maxLength": 35,
"minLength": 1,
"description": "Unique identification as assigned by the sending party to unambiguously identify this bulk payment."
},
"requestedExecutionDate": {
"description": "Indicates the acceptance of future dated payments (yyyy-MM-dd) by issuing an ASPSP.",
"type": "string",
"format": "date",
"default": "9999-12-31"
},
"payments": {
"$ref": "#/definitions/PaymentArray",
"description": "Messages to the TPP on operational issues."
}
},
"additionalProperties": false,
"required": [
"payments",
"paymentInformationId"
]
}
Creates a bulk Multibanco payment initiation response to TPP.
{
"type": "object",
"properties": {
"transactionStatus": {
"description": "The values defined in Section 13.18 might be used.",
"$ref": "#/definitions/TransactionStatusBulkType"
},
"bulkPaymentId": {
"type": "string",
"maxLength": 36,
"description": "Resource identification of the generated bulk payment initiation resource."
},
"transactionFees": {
"$ref": "#/definitions/Amount",
"description": "Can be used by the ASPSP to transport transaction fees relevant for the underlying payments."
},
"transactionFeeIndicator": {
"type": "boolean",
"description": "If equals “true”, the transaction will involve specific transaction cost as shown by the ASPSP in their public price list or as agreed between ASPSP and PSU. If equals “false”, the transaction will not involve additional specific transaction costs to the PSU."
},
"scaMethods": {
"$ref": "#/definitions/AuthenticationArray",
"description": "This data element might be contained, if SCA is required and if the PSU has a choice between different authentication methods. Depending on the risk management of the ASPSP this choice might be offered before or after the PSU has been identified with the first relevant factor, or if an access token is transported. If this data element is contained, then there is also an hyperlink of type “selectAuthenticationMethods” contained in the response body. These methods shall be presented towards the PSU for selection by the TPP."
},
"chosenScaMethod": {
"$ref": "#/definitions/Authentication",
"description": "This data element is only contained in the response if the APSPS has chosen the Embedded SCA Approach, if the PSU is already identified e.g. with the first relevant factor or alternatively an access token, if SCA is required and if the authentication method is implicitly selected."
},
"challengeData": {
"description": "It is contained in addition to the data element chosenScaMethod if challenge data is needed for SCA. In rare cases this attribute is also used in the context of the psuAuthentication link.",
"$ref": "#/definitions/ChallengeData"
},
"_links": {
"$ref": "#/definitions/MultibancoPaymentLinks",
"description": "A list of hyperlinks to be recognised by the TPP. The actual hyperlinks used in the response depend on the dynamical decisions of the ASPSP when processing the request. Remark: All links can be relative or full links, to be decided by the ASPSP. Type of links admitted in this response, (further links might be added for ASPSP defined extensions): “redirect”: In case of an SCA Redirect Approach, the ASPSP is transmitting the link to which to redirect the PSU browser. “oAuth”: In case of a SCA OAuth2 Approach, the ASPSP is transmitting the URI where the configuration of the Authorisation Server can be retrieved. The configuration follows the OAuth 2.0 Authorisation Server Metadata specification. “updatePsuIdentification”: The link to the payment initiation resource, which needs to be updated by the PSU identification. This might be used in an embedded, redirect or decoupled SCA Approach, where the PSU ID was missing in the first request. “updatePsuAuthentication”: The link to the payment initiation resource, which needs to be updated by a PSU password and eventually the PSU identification if not delivered yet. This is used in case of the Embedded or Decoupled SCA approach. “selectAuthenticationMethod” : This is a link to a resource, where the TPP can select the applicable strong customer authentication methods for the PSU, if there were several available authentication methods. This link contained under exactly the same conditions as the data element “authenticationMethods”, see above. “authoriseTransaction” : The link to the payment initiation resource, where the “Payment Authorisation Request” is sent to. This is the link to the resource which will authorise the payment by checking the SCA authentication data within the Embedded SCA approach. “self” : The link to the payment initiation resource created by this request. This link can be used to retrieve the resource data. “status”: The link to retrieve the transaction status of the payment initiation."
},
"psuMessage": {
"type": "string",
"description": "Text to be displayed to the PSU."
},
"tppMessages": {
"description": "Messages to the TPP on operational issues.",
"$ref": "#/definitions/TppMessageArray"
}
},
"additionalProperties": false,
"required": [
"transactionStatus",
"bulkPaymentId",
"_links"
]
}
Returns the content of a bulk Multibanco payment initiation object.
{
"type": "object",
"properties": {
"transactionStatus": {
"description": "The values defined in Section 13.18 might be used.",
"$ref": "#/definitions/TransactionStatusBulkType"
},
"bulkPaymentId": {
"type": "string",
"maxLength": 36,
"description": "Resource identification of the generated bulk payment initiation resource."
},
"batchBookingPreferred": {
"type": "boolean",
"description": "If this element equals true, the PSU prefers only one booking entry. If this element equals false, the PSU prefers individual booking of all contained individual transactions. The ASPSP will follow this preference according to contracts agreed on with the PSU."
},
"paymentInformationId": {
"type": "string",
"maxLength": 35,
"description": "Unique identification as assigned by the sending party to unambiguously identify this bulk payment."
},
"requestedExecutionDate": {
"description": "Indicates the acceptance of future dated payments (yyyy-MM-dd) by issuing an ASPSP.",
"type": "string",
"format": "date",
"default": "9999-12-31"
},
"debtorAccount": {
"$ref": "#/definitions/AccountReference",
"description": "Debtor account"
},
"transactionFees": {
"$ref": "#/definitions/Amount",
"description": "Can be used by the ASPSP to transport transaction fees relevant for the underlying payments."
},
"transactionFeeIndicator": {
"description": "If equals \"true\" the transaction will involve specific transaction cost as shown by the ASPSP in their public price list or as agreed between ASPSP and PSU.\n\nIf equals \"false\" the transaction will not involve additional specific transaction costs to the PSU.\n",
"type": "boolean",
"default": false
},
"payments": {
"$ref": "#/definitions/GetPaymentArray",
"description": "Array of Payment Initiations."
}
},
"additionalProperties": false,
"required": [
"transactionStatus",
"bulkPaymentId",
"debtorAccount"
]
}
Updates information related to a previous bulk Multibanco payment initiation in order to obtain PSUId credentials.
{
"type": "object",
"properties": {
"psuData": {
"$ref": "#/definitions/PSUData",
"description": "Include all credentials related data (e.g., user, password and additional data accordingly with ASPSP requests)"
},
"scaAuthenticationData": {
"description": "SCA authentication data, depending on the chosen authentication method.\n\nif the data is binary, then it is base64 encoded.",
"type": "string",
"default": ""
},
"authenticationMethodId": {
"description": "The authentication method ID as provided by the ASPSP. This property is mandatory in a Select Authentication Method.",
"type": "string",
"default": ""
}
},
"additionalProperties": false
}
Sends an update information related to a previous bulk Multibanco payment initiation to TPP.
{
"type": "object",
"properties": {
"transactionStatus": {
"description": "This is the “authentication status” of the consent.",
"$ref": "#/definitions/TransactionStatusBulkType"
},
"psuMessage": {
"type": "string",
"description": "Include all credentiText to be displayed to the PSUals related data (e.g., user, password and additional data accordingly with ASPSP requests)"
},
"tppMessages": {
"$ref": "#/definitions/TppMessageArray",
"description": "Messages to the TPP on operational issues."
},
"scaMethods": {
"$ref": "#/definitions/AuthenticationArray",
"description": "This data element might be contained, if SCA is required and if the PSU has a choice between different authentication methods. Depending on the risk management of the ASPSP this choice might be offered before or after the PSU has been identified with the first relevant factor, or if an access token is transported. If this data element is contained, then there is also an hyperlink of type \"startAuthorisationWith AuthenticationMethodSelection\" contained in the response body. These methods shall be presented towards the PSU for selection by the TPP."
},
"chosenScaMethod": {
"$ref": "#/definitions/Authentication",
"description": "If the ASPSP has chosen the Embedded SCA Approach, if the PSU is already identified e.g. with the first relevant factor or alternatively an access token, if SCA is required and if the authentication method is implicitly selected."
},
"challengeData": {
"$ref": "#/definitions/ChallengeData",
"description": "It is contained in addition to the data element chosenScaMethod if challenge data is needed for SCA. In rare cases this attribute is also used in the context of the psuAuthentication link."
},
"_links": {
"$ref": "#/definitions/MultibancoPaymentLinks",
"description": "A list of hyperlinks to be recognised by the TPP. The actual hyperlinks used in the response depend on the dynamical decisions of the ASPSP when processing the request. Remark: All links can be relative or full links, to be decided by the ASPSP. Type of links admitted in this response, (further links might be added for ASPSP defined extensions): “redirect”: In case of an SCA Redirect Approach, the ASPSP is transmitting the link to which to redirect the PSU browser. “oAuth”: In case of a SCA OAuth2 Approach, the ASPSP is transmitting the URI where the configuration of the Authorisation Server can be retrieved. The configuration follows the OAuth 2.0 Authorisation Server Metadata specification. “updatePsuIdentification”: The link to the payment initiation resource, which needs to be updated by the PSU identification. This might be used in an embedded, redirect or decoupled SCA Approach, where the PSU ID was missing in the first request. “updatePsuAuthentication”: The link to the payment initiation resource, which needs to be updated by a PSU password and eventually the PSU identification if not delivered yet. This is used in case of the Embedded or Decoupled SCA approach. “selectAuthenticationMethod” : This is a link to a resource, where the TPP can select the applicable strong customer authentication methods for the PSU, if there were several available authentication methods. This link contained under exactly the same conditions as the data element “authenticationMethods”, see above. “authoriseTransaction” : The link to the payment initiation resource, where the “Payment Authorisation Request” is sent to. This is the link to the resource which will authorise the payment by checking the SCA authentication data within the Embedded SCA approach. “self” : The link to the payment initiation resource created by this request. This link can be used to retrieve the resource data. “status”: The link to retrieve the transaction status of the payment initiation."
}
},
"additionalProperties": false,
"required": [
"transactionStatus",
"_links"
]
}
Informs TPP about status of a bulk Multibanco payment initiation.
{
"type": "object",
"properties": {
"transactionStatus": {
"description": "In case where the Payment Initiation Request was JSON encoded as defined in Section 5.3.1, the status is returned in this JSON based encoding.",
"$ref": "#/definitions/TransactionStatusBulkType"
}
},
"additionalProperties": false,
"required": [
"transactionStatus"
]
}