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  • Accounts 4.0.1
  • APIs
  • Account Information 4.0.0
  • Consent 4.0.0
      • Operations
      • POST /{aspsp-cde}/v1-0-4/consents
      • GET /{aspsp-cde}/v1-0-4/consents/{consent-id}
      • DELETE /{aspsp-cde}/v1-0-4/consents/{consent-id}
      • GET /{aspsp-cde}/v1-0-4/consents/{consent-id}/status
      • Definitions
      • AccountAccess
      • AccountReference
      • AccountReferenceArray
      • AdditionalInformationAccess
      • AllPsd2Enum
      • Authentication
      • AuthenticationArray
      • AuthenticationType
      • AvailableAccountsEnum
      • AuthDelegationEnum
      • Challenge
      • ConsentStatusType
      • ConsentDetailResponseResource
      • ConsentRequestResource
      • ConsentDetailResponseLink
      • ConsentResponseLink
      • ConsentResponseResource
      • ConsentStatusResponseResource
      • ErrorMessage
      • ErrorMessageWithStatus
      • MessageCode
      • TppMessage
      • TppMessageArray
      • TransactionStatusType
  • Availability of Funds 4.0.0
  • Consent Authorisation 4.0.0
  • Card Accounts 4.0.1

Consent 4.0.0

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The Account Information consent API performs the PSU authentication and returns a consent resource identifier that will allow you to access the ASPSP accounts that the PSU have provided consent to access.

This API intends to provide an interface to access PSD2 Consent services.

The API is designed on a REST model using JSON structures.

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Paths

/{aspsp-cde}/v1-0-4/consents

post /{aspsp-cde}/v1-0-4/consents
Account Information Consent Request

Account Information Consent Request

Creates an account information consent resource at the ASPSP regarding access to accounts specified in this request.

When this Consent Request is a request where the "recurringIndicator" equals “true”, and if it exists already a former consent for recurring access on account information for the addressed PSU, then the former consent automatically expires as soon as the new consent request is authorised by the PSU.

x-ibm-client-id
X-IBM-Client-Id
(apiKey located in header)
X-Request-ID
Required in header
string / uuid

ID of the request, unique to the call, as determined by the initiating party.

{
    "default": ""
}
PSU-ID
Optional in header
string

User identification in ASPSP

{
    "default": ""
}
PSU-ID-Type
Optional in header
string

Type of the PSU-ID, needed in scenarios where PSUs have several PSU-IDs as access possibility.

{
    "default": ""
}
PSU-IP-Address
Optional in header
string

The forwarded IP Address header field consists of the corresponding http request IP Address field between PSU and TPP.

{
    "default": ""
}
PSU-IP-Port
Optional in header
string

The forwarded IP Port header field consists of the corresponding HTTP request IP Port field between PSU and TPP, if available.

{
    "default": ""
}
PSU-Geo-Location
Optional in header
string

The forwarded Geo Location of the corresponding http request between PSU and TPP if available.

{
    "pattern": "^GEO:[-?+?(\\d){1,3}.(\\d){6}]{8,11};[-?+?(\\d){1,3}.(\\d){6}]{8,11}$",
    "default": "GEO:1.111111;-1.111111"
}
PSU-Device-ID
Optional in header
string

UUID (Universally Unique Identifier) for a device, which is used by the PSU, if available. UUID identifies either a device or a device dependant application installation. In case of an installation identification this ID need to be unaltered until removal from device.

{
    "default": ""
}
PSU-Device-Fingerprint
Optional in header
string

Fingerprint of the device used in the request between PSU and TPP, if available.

{
    "default": ""
}
Transaction-SCA-Performed
Optional in header
string

Only used for Delegated Authentication Approach. \n "NSCA" - "SCA Not performed"; \n "SUCC" - "SCA Performed with Success"; \n If this data element is not used, there is no information about transaction SCA authentication

{
    "enum": [
        "NSCA",
        "SUCC"
    ]
}
PSU-Corporate-ID
Optional in header
string

Corporate User identification in ASPSP

{
    "default": ""
}
PSU-Corporate-ID-Type
Optional in header
string

Might be mandated in the ASPSPs documentation. Only used in a corporate context.

{
    "default": ""
}
PSU-Agent
Optional in header
string

The forwarded Agent header field of the http request between PSU and TPP.

{
    "default": ""
}
TPP-Redirect-URI
Optional in header
string

URI of the TPP, where the transaction flow shall be redirected to after a Redirect. Shall be contained at least if the tppRedirectPreferred parameter is set to true or is missing.

{
    "default": ""
}
TPP-Delegated-Preferred
Optional in header
boolean

If it equals "true", the TPP requests a delegated SCA approach. If it equals "false", the TPP do not request a delegated SCA approach. If the parameter is not used, the TPP do not request a delegated SCA approach.

Delegation-ID
Optional in header
string

An identification provided by the ASPSP for the later identification of the authentication delegated.

{
    "default": ""
}
Signature
Required in header
string

A signature of the request by the TPP on application level. This might be mandated by ASPSP.

{
    "default": ""
}
Digest
Optional in header
string

Hash of the message body. Should be present when Request body exists

{
    "default": ""
}
TPP-Signature-Certificate
Required in header
string

The certificate used for signing the request, in base64 encoding. Shall be contained if the signature is used.

{
    "default": ""
}
Date
Required in header
string / date-time

Request date

aspsp-cde
Required in path
string

Identification of the aspsp

{
    "default": ""
}
TPP-Redirect-Preferred
Optional in query
boolean

If it equals “true”, the TPP prefers a redirect over an embedded SCA approach. If it equals “false”, the TPP prefers not to be redirected for SCA. The ASPSP will then choose between the Embedded or the Decoupled SCA approach, depending on the choice of the SCA procedure by the TPP/PSU. If the parameter is not used, the ASPSP will choose the SCA approach to be applied depending on the SCA method chosen by the TPP/PSU.

{
    "default": false
}
consentRequest
Required in body
object

Account Consent Request

{
    "schema": {
        "description": "Creates an account information consent resource at the ASPSP regarding access to accounts specified in this request.",
        "type": "object",
        "required": [
            "access",
            "recurringIndicator",
            "validUntil",
            "frequencyPerDay",
            "combinedServiceIndicator"
        ],
        "properties": {
            "access": {
                "description": "Requested access services. Only the sub attributes with the tags \"accounts\", \"balances\" and \"transactions\" are accepted for this request.",
                "$ref": "#\/definitions\/AccountAccess"
            },
            "recurringIndicator": {
                "description": "\"true\", if the consent is for recurring access to the account data.\n\"false\", if the consent is for one access to the account data.\n",
                "type": "boolean",
                "default": false
            },
            "validUntil": {
                "description": "This parameter is requesting a valid until date for the requested consent. The content is the local ASPSP date in ISODate Format.\n",
                "type": "string",
                "format": "date-time",
                "default": "1900-01-01T00:00:00Z"
            },
            "frequencyPerDay": {
                "description": "This field indicates the requested maximum frequency for an access per day. For a one-off access, this attribute is set to \"1\".\n",
                "type": "integer",
                "format": "int32",
                "minimum": 1,
                "default": 1
            },
            "combinedServiceIndicator": {
                "description": "If \"true\" indicates that a payment initiation service will be addressed in the same \"session\".",
                "type": "boolean",
                "default": false
            }
        },
        "additionalProperties": false
    }
}
withBalance
Optional in query
boolean

This parameter may only be used together with the access sub attribute “available-accounts” in the request body. \n\nThe request is rejected if the ASPSP is not NextGenPSD2 supporting this parameter.\n\nIf the ASPSP accepts this parameter in the /consents endpoint, he shall also accept it for the GET access method on the /accounts endpoint.\n

{
    "default": false
}
Content-Type
Optional in header
string
application/json
Accept
Optional in header
string
application/json
201

Created

ConsentResponseResource
400

Bad Request.

ErrorMessageWithStatus
401

Unauthorized.

ErrorMessageWithStatus
403

Forbidden.

ErrorMessageWithStatus
404

Not Found.

ErrorMessageWithStatus
405

Method Not Allowed.

ErrorMessageWithStatus
406

Not Acceptable.

ErrorMessageWithStatus
408

Request Timeout.

ErrorMessageWithStatus
415

Unsupported Media Type.

ErrorMessageWithStatus
429

Too Many Requests.

ErrorMessageWithStatus
500

Internal Server Error.

ErrorMessageWithStatus
503

Service Unavailable.

ErrorMessageWithStatus
504

Gatewaty Timeout.

ErrorMessageWithStatus
Example Request
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Example Response
POST https://site1.sibsapimarket.com:8445/sibs/apimarket-sb/{aspsp-cde}/v1-0-4/consents
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content-type
accept
X-Request-ID
PSU-ID
PSU-ID-Type
PSU-IP-Address
PSU-IP-Port
PSU-Geo-Location
PSU-Device-ID
PSU-Device-Fingerprint
Transaction-SCA-Performed
PSU-Corporate-ID
PSU-Corporate-ID-Type
PSU-Agent
TPP-Redirect-URI
TPP-Delegated-Preferred
Delegation-ID
Signature
Digest
TPP-Signature-Certificate
Date
aspsp-cde
TPP-Redirect-Preferred
withBalance

                        
No response. This is a mixed content call. It is not possible to test HTTP APIs from an HTTPS secured Portal site and vice versa. No response. This is a cross-origin call. Make sure the server accepts requests from this portal. Or if using self-signed SSL certificates then paste the URL above into your browser to accept the certificate before trying again (On Internet Explorer it must be the same browser tab.).

                            

/{aspsp-cde}/v1-0-4/consents/{consent-id}

get /{aspsp-cde}/v1-0-4/consents/{consent-id}
Get Consent Request

Get Consent Request

Returns the content of an account information consent object.

x-ibm-client-id
X-IBM-Client-Id
(apiKey located in header)
X-Request-ID
Required in header
string / uuid

ID of the request, unique to the call, as determined by the initiating party.

{
    "default": ""
}
PSU-ID
Optional in header
string

User identification in ASPSP

{
    "default": ""
}
PSU-ID-Type
Optional in header
string

Type of the PSU-ID, needed in scenarios where PSUs have several PSU-IDs as access possibility.

{
    "default": ""
}
PSU-Corporate-ID
Optional in header
string

Corporate User identification in ASPSP

{
    "default": ""
}
PSU-Corporate-ID-Type
Optional in header
string

Might be mandated in the ASPSPs documentation. Only used in a corporate context.

{
    "default": ""
}
Signature
Required in header
string

A signature of the request by the TPP on application level. This might be mandated by ASPSP.

{
    "default": ""
}
Digest
Optional in header
string

Hash of the message body. Should be present when Request body exists

{
    "default": ""
}
TPP-Signature-Certificate
Required in header
string

The certificate used for signing the request, in base64 encoding. Shall be contained if the signature is used.

{
    "default": ""
}
Date
Required in header
string / date-time

Request date

aspsp-cde
Required in path
string

Identification of the aspsp

{
    "default": ""
}
consent-id
Required in path
string

Identification of the consent

{
    "default": ""
}
Accept
Optional in header
string
application/json
200

OK

ConsentDetailResponseResource
400

Bad Request.

ErrorMessageWithStatus
401

Unauthorized.

ErrorMessageWithStatus
403

Forbidden.

ErrorMessageWithStatus
404

Not Found.

ErrorMessageWithStatus
405

Method Not Allowed.

ErrorMessageWithStatus
406

Not Acceptable.

ErrorMessageWithStatus
408

Request Timeout.

ErrorMessageWithStatus
415

Unsupported Media Type.

ErrorMessageWithStatus
429

Too Many Requests.

ErrorMessageWithStatus
500

Internal Server Error.

ErrorMessageWithStatus
503

Service Unavailable.

ErrorMessageWithStatus
504

Gatewaty Timeout.

ErrorMessageWithStatus
Example Request
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Example Response
GET https://site1.sibsapimarket.com:8445/sibs/apimarket-sb/{aspsp-cde}/v1-0-4/consents/{consent-id}
Show more open_in_new
                                          
                                        

x
Try this operation
https://site1.sibsapimarket.com:8445/sibs/apimarket-sb/{aspsp-cde}/v1-0-4/consents/{consent-id}
Login to test this API.
Login to test this API.
accept
X-Request-ID
PSU-ID
PSU-ID-Type
PSU-Corporate-ID
PSU-Corporate-ID-Type
Signature
Digest
TPP-Signature-Certificate
Date
aspsp-cde
consent-id

                        
No response. This is a mixed content call. It is not possible to test HTTP APIs from an HTTPS secured Portal site and vice versa. No response. This is a cross-origin call. Make sure the server accepts requests from this portal. Or if using self-signed SSL certificates then paste the URL above into your browser to accept the certificate before trying again (On Internet Explorer it must be the same browser tab.).

                            
delete /{aspsp-cde}/v1-0-4/consents/{consent-id}
Delete an Account Information Consent Object

Delete an Account Information Consent Object

Deletes a given consent.

x-ibm-client-id
X-IBM-Client-Id
(apiKey located in header)
X-Request-ID
Required in header
string / uuid

ID of the request, unique to the call, as determined by the initiating party.

{
    "default": ""
}
Signature
Required in header
string

A signature of the request by the TPP on application level. This might be mandated by ASPSP.

{
    "default": ""
}
Digest
Optional in header
string

Hash of the message body. Should be present when Request body exists

{
    "default": ""
}
TPP-Signature-Certificate
Required in header
string

The certificate used for signing the request, in base64 encoding. Shall be contained if the signature is used.

{
    "default": ""
}
Date
Required in header
string / date-time

Request date

aspsp-cde
Required in path
string

Identification of the aspsp

{
    "default": ""
}
consent-id
Required in path
string

Identification of the consent

{
    "default": ""
}
Accept
Optional in header
string
application/json
204

No Content

400

Bad Request.

ErrorMessage
401

Unauthorized.

ErrorMessage
403

Forbidden.

ErrorMessage
404

Not Found.

ErrorMessage
405

Method Not Allowed.

ErrorMessage
406

Not Acceptable.

ErrorMessage
408

Request Timeout.

ErrorMessage
415

Unsupported Media Type.

ErrorMessage
429

Too Many Requests.

ErrorMessage
500

Internal Server Error.

ErrorMessage
503

Service Unavailable.

ErrorMessage
504

Gatewaty Timeout.

ErrorMessage
Example Request
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Example Response
DELETE https://site1.sibsapimarket.com:8445/sibs/apimarket-sb/{aspsp-cde}/v1-0-4/consents/{consent-id}
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https://site1.sibsapimarket.com:8445/sibs/apimarket-sb/{aspsp-cde}/v1-0-4/consents/{consent-id}
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accept
X-Request-ID
Signature
Digest
TPP-Signature-Certificate
Date
aspsp-cde
consent-id

                        
No response. This is a mixed content call. It is not possible to test HTTP APIs from an HTTPS secured Portal site and vice versa. No response. This is a cross-origin call. Make sure the server accepts requests from this portal. Or if using self-signed SSL certificates then paste the URL above into your browser to accept the certificate before trying again (On Internet Explorer it must be the same browser tab.).

                            

/{aspsp-cde}/v1-0-4/consents/{consent-id}/status

get /{aspsp-cde}/v1-0-4/consents/{consent-id}/status
Get Status Request

Get Status Request

Check the status of an account information consent resource.

x-ibm-client-id
X-IBM-Client-Id
(apiKey located in header)
X-Request-ID
Required in header
string / uuid

ID of the request, unique to the call, as determined by the initiating party.

{
    "default": ""
}
PSU-ID
Optional in header
string

User identification in ASPSP

{
    "default": ""
}
PSU-ID-Type
Optional in header
string

Type of the PSU-ID, needed in scenarios where PSUs have several PSU-IDs as access possibility.

{
    "default": ""
}
PSU-Corporate-ID
Optional in header
string

Corporate User identification in ASPSP

{
    "default": ""
}
PSU-Corporate-ID-Type
Optional in header
string

Might be mandated in the ASPSPs documentation. Only used in a corporate context.

{
    "default": ""
}
Signature
Required in header
string

A signature of the request by the TPP on application level. This might be mandated by ASPSP.

{
    "default": ""
}
Digest
Optional in header
string

Hash of the message body. Should be present when Request body exists

{
    "default": ""
}
TPP-Signature-Certificate
Required in header
string

The certificate used for signing the request, in base64 encoding. Shall be contained if the signature is used.

{
    "default": ""
}
Date
Required in header
string / date-time

Request date

aspsp-cde
Required in path
string

Identification of the aspsp

{
    "default": ""
}
consent-id
Required in path
string

Identification of the consent

{
    "default": ""
}
Accept
Optional in header
string
application/json
200

OK

ConsentStatusResponseResource
400

Bad Request.

ErrorMessageWithStatus
401

Unauthorized.

ErrorMessageWithStatus
403

Forbidden.

ErrorMessageWithStatus
404

Not Found.

ErrorMessageWithStatus
405

Method Not Allowed.

ErrorMessageWithStatus
406

Not Acceptable.

ErrorMessageWithStatus
408

Request Timeout.

ErrorMessageWithStatus
415

Unsupported Media Type.

ErrorMessageWithStatus
429

Too Many Requests.

ErrorMessageWithStatus
500

Internal Server Error.

ErrorMessageWithStatus
503

Service Unavailable.

ErrorMessageWithStatus
504

Gatewaty Timeout.

ErrorMessageWithStatus
Example Request
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Example Response
GET https://site1.sibsapimarket.com:8445/sibs/apimarket-sb/{aspsp-cde}/v1-0-4/consents/{consent-id}/status
Show more open_in_new
                                          
                                        

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Login to test this API.
accept
X-Request-ID
PSU-ID
PSU-ID-Type
PSU-Corporate-ID
PSU-Corporate-ID-Type
Signature
Digest
TPP-Signature-Certificate
Date
aspsp-cde
consent-id

                        
No response. This is a mixed content call. It is not possible to test HTTP APIs from an HTTPS secured Portal site and vice versa. No response. This is a cross-origin call. Make sure the server accepts requests from this portal. Or if using self-signed SSL certificates then paste the URL above into your browser to accept the certificate before trying again (On Internet Explorer it must be the same browser tab.).

                            

Definitions

Defines the properties of an account data consent request.

{
    "type": "object",
    "properties": {
        "accounts": {
            "description": "Is asking for detailed account information. If the array is empty, the TPP is asking for an accessible account list. This may be restricted in a PSU/ASPSP authorization dialogue.\n",
            "$ref": "#/definitions/AccountReferenceArray"
        },
        "balances": {
            "description": "Is asking for balances of the addressed accounts. If the array is empty, the TPP is asking for the balances of all accessible account lists. This may be restricted\n",
            "$ref": "#/definitions/AccountReferenceArray"
        },
        "transactions": {
            "description": "Is asking for balances of the addressed accounts. If the array is empty, the TPP is asking for the balances of all accessible account lists. This may be restricted\n",
            "$ref": "#/definitions/AccountReferenceArray"
        },
        "additionalInformation": {
            "description": "Is asking for additional information as added within this structured object.",
            "$ref": "#/definitions/AdditionalInformationAccess"
        },
        "availableAccounts": {
            "description": "Only the value \"all-accounts\" is admitted.",
            "default": "",
            "$ref": "#/definitions/AvailableAccountsEnum"
        },
        "allPsd2": {
            "description": "Only the value \"all-accounts\" is admitted.",
            "default": "",
            "$ref": "#/definitions/AllPsd2Enum"
        },
        "authDelegation": {
            "description": "Only the value \"selected-accounts\" is admitted.",
            "default": "",
            "$ref": "#/definitions/AuthDelegationEnum"
        }
    },
    "minProperties": 1,
    "additionalProperties": false
}
              

Identifier of the addressed account.

{
    "type": "object",
    "properties": {
        "iban": {
            "description": "International Bank Account Number",
            "type": "string",
            "pattern": "^[A-Z]{2,2}[0-9]{2,2}[a-zA-Z0-9]{1,30}$",
            "default": "PT0000"
        },
        "bban": {
            "description": "This data elements is used for payment accounts which have no IBAN.",
            "type": "string",
            "default": ""
        },
        "pan": {
            "description": "Primary Account Number (PAN) of a card, can be tokenised by the ASPSP due to PCI DSS requirements.",
            "type": "string",
            "maxLength": 35,
            "pattern": "^[0-9]{1,28}$",
            "default": "1111111111111111111111111111"
        },
        "maskedPan": {
            "description": "Primary Account Number in a masked form.",
            "type": "string",
            "maxLength": 35,
            "pattern": "^[0-9]{6,6}([^\\d]{6,18})[0-9]{4,4}$",
            "default": "111111******************1111"
        },
        "msisdn": {
            "description": "An alias to access a payment account via a registered mobile phone number",
            "type": "string",
            "maxLength": 35,
            "default": ""
        },
        "currency": {
            "description": "ISO 4217 Alpha 3 currency code.",
            "type": "string",
            "default": ""
        }
    },
    "additionalProperties": false
}
              

Array of Account References applicable to a consent.

{
    "type": "array",
    "items": {
        "$ref": "#/definitions/AccountReference",
        "additionalProperties": false
    }
}
              

Is asking for additional information as added within this structured object.

{
    "type": "object",
    "properties": {
        "ownerName": {
            "$ref": "#/definitions/AccountReferenceArray",
            "description": "Is asking for account owner name of the accounts referenced within. \\n If the array is empty in the request, the TPP is asking for the account owner name of all accessible accounts. This may be restricted in a PSU/ASPSP authorization dialogue. If the array is empty, also the arrays for accounts, balances or transactions shall be empty, if used. \\n The ASPSP will indicate in the consent resource after a successful authorisation, whether the ownerName consent can be accepted by providing the accounts on which the ownerName will be delivered. This array can be empty."
        }
    },
    "additionalProperties": false
}
              

Only the value "allAccounts" is admitted.

{
    "type": "string",
    "enum": [
        "all-accounts"
    ],
    "default": "all-accounts",
    "additionalProperties": false
}
              

Authentication Data.

{
    "type": "object",
    "required": [
        "authenticationType",
        "authenticationMethodId"
    ],
    "properties": {
        "authenticationType": {
            "description": "Type of the authentication method.",
            "$ref": "#/definitions/AuthenticationType"
        },
        "authenticationVersion": {
            "description": "Depending on the authenticationType.  This version can be used by differentiating authentication tools used within performing OTP generation in the same authentication type.  This version can be referred to in the ASPSP’s documentation.\n",
            "type": "string",
            "default": ""
        },
        "authenticationMethodId": {
            "description": "An identification provided by the ASPSP for the later identification of the authentication method selection.\n",
            "type": "string",
            "maxLength": 35,
            "default": ""
        },
        "name": {
            "description": "This is the name of the authentication method defined by the PSU in the Online Banking frontend of the ASPSP.  Alternatively this could be a description provided by the ASPSP like “SMS OTP on phone +49160 xxxxx 28”. This name shall be used by the TPP when presenting a list of authentication methods to the PSU, if available.\n",
            "type": "string",
            "default": ""
        },
        "explanation": {
            "description": "detailed information about the sca method for the PSU.\n",
            "type": "string",
            "default": ""
        }
    },
    "additionalProperties": false
}
              

Authentication Data.

{
    "type": "array",
    "items": {
        "$ref": "#/definitions/Authentication"
    },
    "additionalProperties": false
}
              

authentication types: SMS_OTP - An SCA method, where an OTP linked to the transaction to be authorised is sent to the PSU through a SMS channel. CHIP_OTP - An SCA method, where an OTP is generated by a chip card, e.g. an TOP derived from an EMV cryptogram. To contact the card, the PSU normally needs a (handheld) device. With this device, the PSU either reads the challenging data through a visual interface like flickering or the PSU types in the challenge through the device key pad. The device then derives an OTP from the challenge data and displays the OTP to the PSU. PHOTO_OTP - An SCA method, where the challenge is a QR code or similar encoded visual data which can be read in by a consumer device or specific mobile app. The device resp. the specific app than derives an OTP from the visual challenge data and displays the OTP to the PSU. PUSH_OTP - An OTP is pushed to a dedicated authentication APP and displayed to the PSU.

{
    "type": "string",
    "enum": [
        "SMS_OTP",
        "CHIP_OTP",
        "PHOTO_OTP",
        "PUSH_OTP"
    ],
    "default": "SMS_OTP",
    "additionalProperties": false
}
              

The values "all-accounts" and "all-accounts-with-ownerName" are admitted. The support of the "all-accounts-with-ownerName" value by the ASPSP is optional.

{
    "type": "string",
    "enum": [
        "all-accounts",
        "all-accounts-with-ownerName"
    ],
    "default": "all-accounts",
    "additionalProperties": false
}
              

Only the value "selected-accounts" is admitted.

{
    "type": "string",
    "enum": [
        "selected-accounts"
    ],
    "default": "selected-accounts",
    "additionalProperties": false
}
              

Requested Authentication Data

{
    "type": "object",
    "properties": {
        "image": {
            "description": "PNG data (max. 512 kilobyte) to be displayed to the PSU, Base64 encoding , cp. [RFC 4648]. This attribute is used only, when PHOTO_OTP or CHIP_OTP is the selected SCA method.\n",
            "type": "string",
            "format": "byte",
            "default": ""
        },
        "data": {
            "description": "String challenge data",
            "type": "string",
            "default": ""
        },
        "imageLink": {
            "description": "A link where the ASPSP will provides the challenge image for the TPP.",
            "type": "string",
            "default": ""
        },
        "otpMaxLength": {
            "description": "The maximal length for the OTP to be typed in by the PSU.",
            "type": "number",
            "default": 0
        },
        "otpFormat": {
            "description": "The format type of the OTP to be typed in.",
            "type": "string",
            "enum": [
                "characters",
                "integer"
            ],
            "default": "characters"
        },
        "additionalInformation": {
            "description": "Additional explanation for the PSU to explain e.g. fallback mechanism for the chosen SCA method. The TPP is obliged to show this to the PSU.",
            "type": "string",
            "default": ""
        }
    },
    "additionalProperties": false
}
              

authentication status of the consent. Possible values: \n - received: The consent data have been received and are technically correct. The data is not authorised yet. \n - rejected: The consent data have been rejected e.g. since no successful authorisation has taken place. \n - partiallyAuthorised: The consent is due to a multi-level authorisation, some but not all mandated authorisations have been performed yet. \n - valid: The consent is accepted and valid for GET account data calls and others as specified in the consent object. \n - revokedByPsu: The consent has been revoked by the PSU towards the ASPSP. \n - expired: The consent expired. \n - terminatedByTpp: The corresponding TPP has terminated the consent by applying the DELETE method to the consent resource.

{
    "type": "string",
    "enum": [
        "received",
        "rejected",
        "partiallyAuthorised",
        "valid",
        "revokedByPsu",
        "expired",
        "terminatedByTpp"
    ],
    "additionalProperties": false
}
              

Returns the content of an account information consent object.

{
    "type": "object",
    "required": [
        "access",
        "recurringIndicator",
        "validUntil",
        "frequencyPerDay",
        "lastActionDate",
        "consentStatus",
        "_links"
    ],
    "properties": {
        "access": {
            "description": "Requested access services.",
            "$ref": "#/definitions/AccountAccess"
        },
        "recurringIndicator": {
            "description": "True, if the consent is for recurring access to the account data False, if the consent is for one access to the account data",
            "type": "boolean",
            "default": false
        },
        "validUntil": {
            "description": "Requested validity ISODate for the consent.",
            "type": "string",
            "format": "date-time",
            "default": "1900-01-01T00:00:00Z"
        },
        "frequencyPerDay": {
            "description": "Requested Maximum Frequency for an Access per Day.",
            "type": "integer",
            "format": "int32",
            "default": 0
        },
        "lastActionDate": {
            "description": "This date is containing the date of the last action on the consent object either through the XS2A interface or the PSU/ASPSP interface having an impact on the status.\n",
            "type": "string",
            "format": "date",
            "default": "1900-01-01"
        },
        "consentStatus": {
            "description": "authentication status of the consent. Possible values: \\n - received: The consent data have been received and are technically correct. The data is not authorised yet. \\n - rejected: The consent data have been rejected e.g. since no successful authorisation has taken place. \\n - partiallyAuthorised: The consent is due to a multi-level authorisation, some but not all mandated authorisations have been performed yet. \\n - valid: The consent is accepted and valid for GET account data calls and others as specified in the consent object. \\n - revokedByPsu: The consent has been revoked by the PSU towards the ASPSP. \\n - expired: The consent expired. \\n - terminatedByTpp: The corresponding TPP has terminated the consent by applying the DELETE method to the consent resource.",
            "$ref": "#/definitions/ConsentStatusType"
        },
        "_links": {
            "description": "Hyperlinks to be recognised by the TPP. The actual hyperlinks used in the response depend on the dynamical decisions of the ASPSP when processing the request.",
            "$ref": "#/definitions/ConsentDetailResponseLink"
        }
    },
    "additionalProperties": false
}
              

Creates an account information consent resource at the ASPSP regarding access to accounts specified in this request.

{
    "type": "object",
    "required": [
        "access",
        "recurringIndicator",
        "validUntil",
        "frequencyPerDay",
        "combinedServiceIndicator"
    ],
    "properties": {
        "access": {
            "description": "Requested access services. Only the sub attributes with the tags \"accounts\", \"balances\" and \"transactions\" are accepted for this request.",
            "$ref": "#/definitions/AccountAccess"
        },
        "recurringIndicator": {
            "description": "\"true\", if the consent is for recurring access to the account data.\n\"false\", if the consent is for one access to the account data.\n",
            "type": "boolean",
            "default": false
        },
        "validUntil": {
            "description": "This parameter is requesting a valid until date for the requested consent. The content is the local ASPSP date in ISODate Format.\n",
            "type": "string",
            "format": "date-time",
            "default": "1900-01-01T00:00:00Z"
        },
        "frequencyPerDay": {
            "description": "This field indicates the requested maximum frequency for an access per day. For a one-off access, this attribute is set to \"1\".\n",
            "type": "integer",
            "format": "int32",
            "minimum": 1,
            "default": 1
        },
        "combinedServiceIndicator": {
            "description": "If \"true\" indicates that a payment initiation service will be addressed in the same \"session\".",
            "type": "boolean",
            "default": false
        }
    },
    "additionalProperties": false
}
              

Hyperlinks to be recognised by the TPP. The actual hyperlinks used in the response depend on the dynamical decisions of the ASPSP when processing the request.

{
    "type": "object",
    "properties": {
        "account": {
            "description": "A link to the resource providing the details of one account",
            "type": "string",
            "default": ""
        },
        "cardAccount": {
            "description": "A link to the resource providing the details of one card account.",
            "type": "string",
            "default": ""
        }
    },
    "additionalProperties": false
}
              

Hyperlinks to be recognised by the TPP. The actual hyperlinks used in the response depend on the dynamical decisions of the ASPSP when processing the request.

{
    "type": "object",
    "properties": {
        "scaRedirect": {
            "description": "A link to an ASPSP site where SCA is performed within the Redirect SCA approach",
            "type": "string",
            "default": ""
        },
        "startAuthorisation": {
            "description": "A link to an endpoint, where the authorisation of a transaction or the authorisation of a transaction cancellation shall be started with a POST command. No specific data is needed for this process start.",
            "type": "string",
            "default": ""
        },
        "startAuthorisationWithPsuIdentification": {
            "description": "The link to an endpoint where the authorisation of a transaction or of a transaction cancellation shall be started, where PSU identification shall be uploaded with the corresponding call.",
            "type": "string",
            "default": ""
        },
        "updatePsuIdentification": {
            "description": "The link to the payment initiation resource, which needs to be updated by the PSU identification. This might be used in a redirect or decoupled approach, where the PSU ID was missing in the first request.\n",
            "type": "string",
            "default": ""
        },
        "startAuthorisationWithProprietaryData": {
            "description": "A link to the endpoint, where the authorisation of a transaction or of a transaction cancellation shall be started, and where proprietary data needs to be updated with this call. The TPP can find the scope of missing proprietary data in the ASPSP documentation.",
            "type": "string",
            "default": ""
        },
        "updateProprietaryData": {
            "description": "The link to the payment initiation or account information resource, which needs to be updated by the proprietary data.",
            "type": "string",
            "default": ""
        },
        "startAuthorisationWithPsuAuthentication": {
            "description": "The link to an endpoint where the authorisation of a transaction or of a transaction cancellation shall be started, where PSU authentication data shall be uploaded with the corresponding call.",
            "type": "string",
            "default": ""
        },
        "updatePsuAuthentication": {
            "description": "The link to the account information resource, which needs to be updated by a PSU password and eventually the PSU identification if not delivered yet. This is used in a case of the Embedded SCA approach.\n",
            "type": "string",
            "default": ""
        },
        "updateAdditionalPsuAuthentication": {
            "description": "The link to the payment initiation or account information resource, which needs to be updated by an additional PSU password.",
            "type": "string",
            "default": ""
        },
        "startAuthorisationWithEncryptedPsuAuthentication": {
            "description": "The link to an endpoint where the authorisation of a transaction or of a transaction cancellation shall be started, where encrypted PSU authentication data shall be uploaded with the corresponding call.",
            "type": "string",
            "default": ""
        },
        "updateEncryptedPsuAuthentication": {
            "description": "The link to an endpoint where the authorisation of a transaction or of a transaction cancellation shall be started, where encrypted PSU authentication data shall be uploaded with the corresponding call.",
            "type": "string",
            "default": ""
        },
        "updateAdditionalEncryptedPsuAuthentication": {
            "description": "The link to the payment initiation or account information resource, which needs to be updated by an additional encrypted PSU password.",
            "type": "string",
            "default": ""
        },
        "startAuthorisationWithAuthenticationMethodSelection": {
            "description": "This is a link to and endpoint where the authorisation of a transaction or of a transaction cancellation shall be started, where the selected SCA method shall be uploaded with the corresponding call.",
            "type": "string",
            "default": ""
        },
        "selectAuthenticationMethod": {
            "description": "This is a link to a resource, where the TPP can select the applicable SCA for the PSU, if there were several available authentication methods.  This link is only contained under exactly the same conditions as the data element “authenticationMethods”, see above.\n",
            "type": "string",
            "default": ""
        },
        "startAuthorisationWithTransactionAuthorisation": {
            "description": "A link to an endpoint, where an authorisation of a transaction or a cancellation can be started, and where the response data for the challenge is uploaded in the same call for the transaction authorisation or transaction cancellation at the same time in the Embedded SCA Approach.",
            "type": "string",
            "default": ""
        },
        "authoriseTransaction": {
            "description": "The link to the payment initiation or consent resource, where the “Transaction Authorisation”Request” is sent to.\nThis is the link to the resource which will authorise the payment or the consent by checking the SCA authentication data within the Embedded SCA approach.\n",
            "type": "string"
        },
        "self": {
            "description": "The link to the payment initiation resource created by the request itself. This link can be used later to retrieve the transaction status of the payment initiation.",
            "type": "string",
            "default": ""
        },
        "status": {
            "description": "The link to retrieve the transaction status of the account information consent.\n",
            "type": "string",
            "default": ""
        },
        "scaStatus": {
            "description": "A link to retrieve the status of the authorisation or cancellation-authorisation sub-resource.",
            "type": "string",
            "default": ""
        }
    },
    "additionalProperties": false
}
              

Informs TPP about an account information consent resource.

{
    "type": "object",
    "required": [
        "consentStatus",
        "consentId",
        "_links"
    ],
    "properties": {
        "consentStatus": {
            "description": "authentication status of the consent. Possible values: \\n - received: The consent data have been received and are technically correct. The data is not authorised yet. \\n - rejected: The consent data have been rejected e.g. since no successful authorisation has taken place. \\n - partiallyAuthorised: The consent is due to a multi-level authorisation, some but not all mandated authorisations have been performed yet. \\n - valid: The consent is accepted and valid for GET account data calls and others as specified in the consent object. \\n - revokedByPsu: The consent has been revoked by the PSU towards the ASPSP. \\n - expired: The consent expired. \\n - terminatedByTpp: The corresponding TPP has terminated the consent by applying the DELETE method to the consent resource.",
            "$ref": "#/definitions/ConsentStatusType"
        },
        "consentId": {
            "description": "Identification of the consent resource as it is used in the API structure Shall be contained, if a consent resource was generated.\n",
            "type": "string",
            "default": ""
        },
        "scaMethods": {
            "description": "This data element might be contained, if SCA is required and if the PSU has a choice between different authentication methods. Depending on the risk management of the ASPSP this choice might be offered before or after the PSU has been identified with the first relevant factor, or if an access token is transported. If this data element is contained, then there is also an hyperlink of type \"selectAuthenticationMethods\" contained in the response body. These methods shall be presented towards the PSU for selection by the TPP.\n",
            "items": {
                "type": "string"
            },
            "$ref": "#/definitions/AuthenticationArray"
        },
        "chosenScaMethod": {
            "description": "This data element is only contained in the response if the APSPS has chosen the Embedded SCA Approach, if the PSU is already identified with the first relevant factor or alternatively an access token, if SCA is required and if the authentication method is implicitly selected.\n",
            "$ref": "#/definitions/Authentication"
        },
        "challengeData": {
            "description": "It is containded in addition to the data element chosenScaMethod if challenge data is needed for SCA. In rare cases this attribute is also used in the context of the psuAuthentication link.\n",
            "$ref": "#/definitions/Challenge"
        },
        "_links": {
            "description": "A list of hyperlinks to be recognised by the TPP.\n",
            "$ref": "#/definitions/ConsentResponseLink"
        },
        "delegationId": {
            "description": "An identification provided by the ASPSP for the later identification of the authentication delegated.\n",
            "type": "string",
            "default": ""
        },
        "psuMessage": {
            "description": "Text to be displayed to the PSU, e.g. in a Decoupled SCA Approach\n",
            "type": "string",
            "maxLength": 500,
            "default": ""
        },
        "tppMessages": {
            "description": "Messages to the TPP on operational issues.",
            "$ref": "#/definitions/TppMessageArray"
        }
    },
    "additionalProperties": false
}
              

Informs TPP about status of an account information consent resource.

{
    "type": "object",
    "required": [
        "consentStatus"
    ],
    "properties": {
        "consentStatus": {
            "description": "authentication status of the consent. Possible values: \\n - received: The consent data have been received and are technically correct. The data is not authorised yet. \\n - rejected: The consent data have been rejected e.g. since no successful authorisation has taken place. \\n - partiallyAuthorised: The consent is due to a multi-level authorisation, some but not all mandated authorisations have been performed yet. \\n - valid: The consent is accepted and valid for GET account data calls and others as specified in the consent object. \\n - revokedByPsu: The consent has been revoked by the PSU towards the ASPSP. \\n - expired: The consent expired. \\n - terminatedByTpp: The corresponding TPP has terminated the consent by applying the DELETE method to the consent resource.",
            "$ref": "#/definitions/ConsentStatusType"
        },
        "psuMessage": {
            "description": "Text to be displayed to the PSU",
            "type": "string",
            "maxLength": 500,
            "default": ""
        }
    },
    "additionalProperties": false
}
              

Error Information.

{
    "type": "object",
    "properties": {
        "tppMessages": {
            "$ref": "#/definitions/TppMessageArray",
            "description": "Messages to the TPP on operational issues."
        }
    },
    "additionalProperties": false
}
              

Error and status Information.

{
    "type": "object",
    "properties": {
        "transactionStatus": {
            "$ref": "#/definitions/TransactionStatusType",
            "description": "The transaction status is filled with codes of the ISO 20022 corresponding element."
        },
        "tppMessages": {
            "$ref": "#/definitions/TppMessageArray",
            "description": "Messages to the TPP on operational issues."
        }
    },
    "additionalProperties": false
}
              

Message error codes.

{
    "type": "string",
    "enum": [
        "SERVICE_BLOCKED",
        "CORPORATE_ID_IVALID",
        "CONSENT_UNKNOWN",
        "CONSENT_INVALID",
        "CONSENT_EXPIRED",
        "RESOURCE_UNIKNOWN",
        "RESOURCE_EXPIRED",
        "TIMESTAMP_INVALID",
        "PERIOD_INVALID",
        "SCA_METHOD_UNKKNOWN",
        "TRANSACTION_ID_INVALID",
        "PRODUCT_INVALID",
        "PRODUCT_UNKNOWN",
        "PAYMENT_FAILED",
        "REQUIRED_KID_MISSING",
        "SESSIONS_NOT_SUPPORTED",
        "ACCESS_EXCEEDED",
        "REQUESTED_FORMATS_INVALID",
        "CARD_INVALID",
        "NO_PIIS_ACTIVATION"
    ],
    "default": "SERVICE_BLOCKED",
    "additionalProperties": false
}
              

Transports additional error information.

{
    "required": [
        "category",
        "code"
    ],
    "properties": {
        "category": {
            "type": "string",
            "default": "",
            "description": "Category of the error. Only \"ERROR\" or \"WARNING\" permitted."
        },
        "code": {
            "$ref": "#/definitions/MessageCode",
            "description": "Message error code."
        },
        "path": {
            "type": "string",
            "default": "",
            "description": "Path of the element of the request message which provoked this error message."
        },
        "text": {
            "type": "string",
            "maxLength": 512,
            "default": "",
            "description": "Additional explaining text."
        }
    },
    "additionalProperties": false
}
              

Messages to the TPP on operational issues.

{
    "type": "array",
    "items": {
        "$ref": "#/definitions/TppMessage",
        "description": "Transports additional error information."
    },
    "additionalProperties": false
}
              

ISO20022: The transaction status is filled with value of the ISO20022 data table. RCVD : RECEIVED PDNG : PENDING PATC : PARTIALLY ACCEPTED TECHNICAL CORRECT ACTC : ACCEPTED TECHNICAL VALIDATION RJCT : REJECTED

{
    "type": "string",
    "enum": [
        "RCVD",
        "PDNG",
        "PATC",
        "ACTC",
        "RJCT"
    ],
    "default": "RJCT",
    "additionalProperties": false
}
              
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