Paths
/{aspsp-cde}/v1-0-4/multibanco-payments/{multibanco-payment-type}/{service-payment-name}
MB Payment Service Initiation
Creates a Multibanco payment initiation request at the ASPSP.
ID of the transaction as determined by the initiating party.
{
"default": ""
}User identification in ASPSP
{
"default": ""
}Type of the PSU-ID, needed in scenarios where PSUs have several PSU-IDs as access possibility.
{
"default": ""
}Corporate User identification in ASPSP
{
"default": ""
}Might be mandated in the ASPSPs documentation. Only used in a corporate context.
{
"default": ""
}The forwarded IP Accept header fields consist of the corresponding HTTP request Accept header fields between PSU and TPP, if available.
{
"default": ""
}The forwarded IP Accept header fields consist of the corresponding HTTP request Accept header fields between PSU and TPP, if available.
{
"default": ""
}The forwarded IP Accept header fields consist of the corresponding HTTP request Accept header fields between PSU and TPP, if available.
{
"default": ""
}The forwarded IP Accept header fields consist of the corresponding HTTP request Accept header fields between PSU and TPP, if available.
{
"default": ""
}The forwarded Agent header field of the HTTP request between PSU and TPP, if available.
{
"default": ""
}HTTP method used at the PSU – TPP interface, if available. \n Valid values are: \n - GET \n - POST \n - PUT \n - PATCH \n - DELETE
{
"enum": [
"GET",
"POST",
"PUT",
"PATCH",
"DELETE"
],
"default": "GET"
}The forwarded IP Address header field consists of the corresponding http request IP Address field between PSU and TPP.
{
"default": ""
}The forwarded IP Port header field consists of the corresponding HTTP request IP Port field between PSU and TPP, if available.
{
"default": ""
}UUID (Universally Unique Identifier) for a device, which is used by the PSU, if available. UUID identifies either a device or a device dependant application installation. In case of an installation identification this ID need to be unaltered until removal from device.
{
"default": ""
}The forwarded Geo Location of the corresponding http request between PSU and TPP if available.
{
"pattern": "^GEO:[-?+?(\\d){1,3}.(\\d){6}]{8,11};[-?+?(\\d){1,3}.(\\d){6}]{8,11}$",
"default": "GEO:1.111111;-1.111111"
}URI of the TPP, where the transaction flow shall be redirected to after a Redirect. Shall be contained at least if the tppRedirectPreferred parameter is set to true or is missing.
{
"default": ""
}If this URI is contained, the TPP is asking to redirect the transaction flow to this address instead of the TPP-Redirect-URI in case of a negative result of the redirect SCA method. This may be ignored by the ASPSP. See Section 4.10 for further requirements on this header. \n The same condition as for TPP-Redirect-URI on keeping the URI equal during a transaction lifecycle applies also to this header.
If it equals "true", the TPP prefers to start the authorisation process separately, e.g. because of the usage of a signing basket. This preference might be ignored by the ASPSP, if a signing basket is not supported as functionality. \n If it equals "false" or if the parameter is not used, there is no preference of the TPP. This especially indicates that the TPP assumes a direct authorisation of the transaction in the next step, without using a signing basket.
URI of the TPP, where the transaction flow shall be redirected to after a Redirect. Shall be contained at least if the tppRedirectPreferred parameter is set to true or is missing.
{
"default": ""
}If it equals "true", the TPP prefers a redirect over an embedded SCA approach. \n If it equals "false", the TPP prefers not to be redirected for SCA. The ASPSP will then choose between the Embedded or the Decoupled SCA approach, depending on the choice of the SCA procedure by the TPP/PSU. \n If the parameter is not used, the ASPSP will choose the SCA approach to be applied depending on the SCA method chosen by the TPP/PSU.
If it equals "true", the TPP requests a delegated SCA approach. If it equals "false", the TPP do not request a delegated SCA approach. If the parameter is not used, the TPP do not request a delegated SCA approach.
Only used for Delegated Authentication Approach. \n "NSCA" - "SCA Not performed"; \n "SUCC" - "SCA Performed with Success"; \n If this data element is not used, there is no information about transaction SCA authentication
{
"enum": [
"NSCA",
"SUCC"
]
}A signature of the request by the TPP on application level. This might be mandated by ASPSP.
{
"default": ""
}Hash of the message body. Should be present when Request body exists
{
"default": ""
}The certificate used for signing the request, in base64 encoding. Must be contained if a signature is contained.
{
"default": ""
}This data element may be contained, if the payment initiation transaction is part of a session, i.e. combined AIS/PIS service. This then contains the consentId of the related AIS consent, which was performed prior to this payment initiation.
{
"default": ""
}An identification provided by the ASPSP for the later identification of the authentication delegated.
{
"default": ""
}Request date
{
"pattern": "yyyy-MM-dd'T'hh:MM:ss.SSS"
}Identification of the aspsp
Multibanco Payment type should be fulfilled as determined by the initiating party and should assume the following values: - service-payments; - special-service-payments; - public-sector-payments; - social-security-payments.
{
"default": "service-payments",
"enum": [
"service-payments",
"special-service-payments",
"public-sector-payments",
"social-security-payments"
]
}service-payment-name should be fulfilled whenver Multibanco payment type is "special-service-payments"
Payment Initiation Request
{
"schema": {
"type": "object",
"properties": {
"instructedAmount": {
"$ref": "#\/definitions\/Amount",
"description": "Mandatory for Multibanco Payments except \"Social Security\". \\n For \"Social Security\" Multibanco Payments: \\n Present if TPP had previously obtained its value directly from Social Security. \\n Otherwise do not fill."
},
"multibancoPaymentReference": {
"type": "string",
"maxLength": 15,
"description": "Multibanco Payment Reference. Mandatory for Multibanco Payments except \"Social Security\". Not applicable to \"Social Security\"."
},
"multibancoPaymentEntity": {
"type": "string",
"maxLength": 5,
"description": "Multibanco Payment Entity"
},
"taxpayerIdentificationNumber": {
"type": "string",
"maxLength": 12,
"description": "Taxpayer Identification Number"
},
"debtorAccount": {
"$ref": "#\/definitions\/AccountReference",
"description": "Debtor account"
},
"requestedExecutionDate": {
"type": "string",
"description": "Indicates the acceptance of future dated payments (yyyy-MM-dd) by issuing an ASPSP.",
"format": "date",
"default": "9999-12-31"
},
"requestedExecutionTime": {
"type": "string",
"description": "Reserved for future use",
"format": "date-time"
},
"socialSecurityEmployerIdentification": {
"type": "string",
"maxLength": 11,
"description": "Identifies the employer in the Portuguese Social Security System. \\n Not applicable to Multibanco Payments except \"Social Security\". \\n For \"Social Security\" Multibanco Payments: \\n If socialSecurityPaymentType assumes value \"HSSP\" it must be fulfilled. \\n Otherwise do not fill."
},
"socialSecurityEmployeeDetails": {
"$ref": "#\/definitions\/SocialSecurityEmployeeDetails",
"description": "Mandatory for Social Security Payments. Not applicable to other Multibanco Payments."
}
},
"additionalProperties": false,
"required": [
"multibancoPaymentEntity"
],
"description": "Creates a Multibanco payment initiation request at the ASPSP."
}
}Created.
Bad Request.
Unauthorized.
Forbidden.
Not Found.
Method Not Allowed.
Not Acceptable.
Request Timeout.
Unsupported Media Type.
Too Many Requests.
Internal Server Error.
Service Unavailable.
Gatewaty Timeout.
/{aspsp-cde}/v1-0-4/multibanco-payments/{multibanco-payment-type}/{service-payment-name}/{payment-id}
MB Payment service inquiry request
Requests the content of Multibanco payment initiation object.
ID of the transaction as determined by the initiating party.
{
"default": ""
}User identification in ASPSP
{
"default": ""
}Type of the PSU-ID, needed in scenarios where PSUs have several PSU-IDs as access possibility.
{
"default": ""
}Corporate User identification in ASPSP
{
"default": ""
}Might be mandated in the ASPSPs documentation. Only used in a corporate context.
{
"default": ""
}The forwarded IP Address header field consists of the corresponding http request IP Address field between PSU and TPP.
{
"default": ""
}The forwarded IP Port header field consists of the corresponding HTTP request IP Port field between PSU and TPP, if available.
{
"default": ""
}The forwarded Agent header field of the HTTP request between PSU and TPP, if available.
{
"default": ""
}The forwarded Geo Location of the corresponding http request between PSU and TPP if available.
{
"pattern": "^GEO:[-?+?(\\d){1,3}.(\\d){6}]{8,11};[-?+?(\\d){1,3}.(\\d){6}]{8,11}$",
"default": "GEO:1.111111;-1.111111"
}The forwarded IP Accept header fields consist of the corresponding HTTP request Accept header fields between PSU and TPP, if available.
{
"default": ""
}The forwarded IP Accept header fields consist of the corresponding HTTP request Accept header fields between PSU and TPP, if available.
{
"default": ""
}The forwarded IP Accept header fields consist of the corresponding HTTP request Accept header fields between PSU and TPP, if available.
{
"default": ""
}The forwarded IP Accept header fields consist of the corresponding HTTP request Accept header fields between PSU and TPP, if available.
{
"default": ""
}HTTP method used at the PSU – TPP interface, if available. \n Valid values are: \n - GET \n - POST \n - PUT \n - PATCH \n - DELETE
{
"enum": [
"GET",
"POST",
"PUT",
"PATCH",
"DELETE"
],
"default": "GET"
}UUID (Universally Unique Identifier) for a device, which is used by the PSU, if available. UUID identifies either a device or a device dependant application installation. In case of an installation identification this ID need to be unaltered until removal from device.
{
"default": ""
}A signature of the request by the TPP on application level. This might be mandated by ASPSP.
{
"default": ""
}The certificate used for signing the request, in base64 encoding. Must be contained if a signature is contained.
{
"default": ""
}Request date
{
"pattern": "yyyy-MM-dd'T'hh:MM:ss.SSS"
}Identification of the aspsp
Multibanco Payment type should be fulfilled as determined by the initiating party and should assume the following values: - service-payments; - special-service-payments; - public-sector-payments; - social-security-payments.
{
"default": "service-payments",
"enum": [
"service-payments",
"special-service-payments",
"public-sector-payments",
"social-security-payments"
]
}service-payment-name should be fulfilled whenver Multibanco payment type is "special-service-payments"
Identification of the payment
Bad Request.
Unauthorized.
Forbidden.
Not Found.
Method Not Allowed.
Not Acceptable.
Request Timeout.
Unsupported Media Type.
Too Many Requests.
Internal Server Error.
Service Unavailable.
Gatewaty Timeout.
MB Cancel Payment Request
Cancels a given Multibanco payment initiaton resource.
ID of the transaction as determined by the initiating party.
{
"default": ""
}The forwarded IP Address header field consists of the corresponding http request IP Address field between PSU and TPP.
{
"default": ""
}The forwarded IP Port header field consists of the corresponding HTTP request IP Port field between PSU and TPP, if available.
{
"default": ""
}The forwarded Agent header field of the HTTP request between PSU and TPP, if available.
{
"default": ""
}The forwarded Geo Location of the corresponding http request between PSU and TPP if available.
{
"pattern": "^GEO:[-?+?(\\d){1,3}.(\\d){6}]{8,11};[-?+?(\\d){1,3}.(\\d){6}]{8,11}$",
"default": "GEO:1.111111;-1.111111"
}The forwarded IP Accept header fields consist of the corresponding HTTP request Accept header fields between PSU and TPP, if available.
{
"default": ""
}The forwarded IP Accept header fields consist of the corresponding HTTP request Accept header fields between PSU and TPP, if available.
{
"default": ""
}The forwarded IP Accept header fields consist of the corresponding HTTP request Accept header fields between PSU and TPP, if available.
{
"default": ""
}The forwarded IP Accept header fields consist of the corresponding HTTP request Accept header fields between PSU and TPP, if available.
{
"default": ""
}HTTP method used at the PSU – TPP interface, if available. \n Valid values are: \n - GET \n - POST \n - PUT \n - PATCH \n - DELETE
{
"enum": [
"GET",
"POST",
"PUT",
"PATCH",
"DELETE"
],
"default": "GET"
}UUID (Universally Unique Identifier) for a device, which is used by the PSU, if available. UUID identifies either a device or a device dependant application installation. In case of an installation identification this ID need to be unaltered until removal from device.
{
"default": ""
}If it equals "true", the TPP prefers a redirect over an embedded SCA approach. \n If it equals "false", the TPP prefers not to be redirected for SCA. The ASPSP will then choose between the Embedded or the Decoupled SCA approach, depending on the choice of the SCA procedure by the TPP/PSU. \n If the parameter is not used, the ASPSP will choose the SCA approach to be applied depending on the SCA method chosen by the TPP/PSU.
If it equals "true", the TPP prefers a decoupled SCA approach. \n If it equals "false", the TPP prefers not to use the decoupled approach for SCA. The ASPSP will then choose between the embedded or the redirect SCA approach, depending on the choice of the SCA procedure by the TPP/PSU. \n If the parameter is not used, the ASPSP will choose the SCA approach to be applied depending on the parameter TPP-Redirect-Preferred and the SCA method chosen by the TPP/PSU. \n The parameter might be ignored by the ASPSP. \n If both parameters TPP-Redirect-Preferred and TPP-Decoupled-Preferred are present and true, the request is still not rejected, but it is up to the ASPSP, which approach will actually be used. \n RFU: TPP-Redirect-Preferred and TPP-Decoupled-Preferred will be revised in future versions, maybe merged. Currently kept separate for downward compatibility.
URI of the TPP, where the transaction flow shall be redirected to after a Redirect. Shall be contained at least if the tppRedirectPreferred parameter is set to true or is missing.
{
"default": ""
}If this URI is contained, the TPP is asking to redirect the transaction flow to this address instead of the TPP-Redirect-URI in case of a negative result of the redirect SCA method. This may be ignored by the ASPSP. See Section 4.10 for further requirements on this header. \n The same condition as for TPP-Redirect-URI on keeping the URI equal during a transaction lifecycle applies also to this header.
If it equals "true", the TPP prefers to start the authorisation process separately, e.g. because of the usage of a signing basket. This preference might be ignored by the ASPSP, if a signing basket is not supported as functionality. \n If it equals "false" or if the parameter is not used, there is no preference of the TPP. This especially indicates that the TPP assumes a direct authorisation of the transaction in the next step, without using a signing basket.
A signature of the request by the TPP on application level. This might be mandated by ASPSP.
{
"default": ""
}The certificate used for signing the request, in base64 encoding. Must be contained if a signature is contained.
{
"default": ""
}Request date
{
"pattern": "yyyy-MM-dd'T'hh:MM:ss.SSS"
}Identification of the aspsp
Multibanco Payment type should be fulfilled as determined by the initiating party and should assume the following values: - service-payments; - special-service-payments; - public-sector-payments; - social-security-payments.
{
"default": "service-payments",
"enum": [
"service-payments",
"special-service-payments",
"public-sector-payments",
"social-security-payments"
]
}service-payment-name should be fulfilled whenver Multibanco payment type is "special-service-payments"
Identification of the payment
Bad Request.
Unauthorized.
Forbidden.
Not Found.
Method Not Allowed.
Not Acceptable.
Request Timeout.
Unsupported Media Type.
Too Many Requests.
Internal Server Error.
Service Unavailable.
Gatewaty Timeout.
/{aspsp-cde}/v1-0-4/multibanco-payments/{multibanco-payment-type}/{service-payment-name}/{payment-id}/status
MB Payment service status inquiry request
Request to check the status of a Multibanco payment initiation.
ID of the transaction as determined by the initiating party.
{
"default": ""
}Corporate User identification in ASPSP
{
"default": ""
}Might be mandated in the ASPSPs documentation. Only used in a corporate context.
{
"default": ""
}The forwarded IP Address header field consists of the corresponding http request IP Address field between PSU and TPP.
{
"default": ""
}The forwarded IP Port header field consists of the corresponding HTTP request IP Port field between PSU and TPP, if available.
{
"default": ""
}The forwarded Agent header field of the HTTP request between PSU and TPP, if available.
{
"default": ""
}The forwarded Geo Location of the corresponding http request between PSU and TPP if available.
{
"pattern": "^GEO:[-?+?(\\d){1,3}.(\\d){6}]{8,11};[-?+?(\\d){1,3}.(\\d){6}]{8,11}$",
"default": "GEO:1.111111;-1.111111"
}The forwarded IP Accept header fields consist of the corresponding HTTP request Accept header fields between PSU and TPP, if available.
{
"default": ""
}The forwarded IP Accept header fields consist of the corresponding HTTP request Accept header fields between PSU and TPP, if available.
{
"default": ""
}The forwarded IP Accept header fields consist of the corresponding HTTP request Accept header fields between PSU and TPP, if available.
{
"default": ""
}The forwarded IP Accept header fields consist of the corresponding HTTP request Accept header fields between PSU and TPP, if available.
{
"default": ""
}HTTP method used at the PSU – TPP interface, if available. \n Valid values are: \n - GET \n - POST \n - PUT \n - PATCH \n - DELETE
{
"enum": [
"GET",
"POST",
"PUT",
"PATCH",
"DELETE"
],
"default": "GET"
}UUID (Universally Unique Identifier) for a device, which is used by the PSU, if available. UUID identifies either a device or a device dependant application installation. In case of an installation identification this ID need to be unaltered until removal from device.
{
"default": ""
}A signature of the request by the TPP on application level. This might be mandated by ASPSP.
{
"default": ""
}The certificate used for signing the request, in base64 encoding. Must be contained if a signature is contained.
{
"default": ""
}Request date
{
"pattern": "yyyy-MM-dd'T'hh:MM:ss.SSS"
}Identification of the aspsp
Multibanco Payment type should be fulfilled as determined by the initiating party and should assume the following values: - service-payments; - special-service-payments; - public-sector-payments; - social-security-payments.
{
"default": "service-payments",
"enum": [
"service-payments",
"special-service-payments",
"public-sector-payments",
"social-security-payments"
]
}service-payment-name should be fulfilled whenver Multibanco payment type is "special-service-payments"
Identification of the payment
Bad Request.
Unauthorized.
Forbidden.
Not Found.
Method Not Allowed.
Not Acceptable.
Request Timeout.
Unsupported Media Type.
Too Many Requests.
Internal Server Error.
Service Unavailable.
Gatewaty Timeout.
Definitions
Identifier of the addressed account.
{
"type": "object",
"properties": {
"iban": {
"description": "International Bank Account Number",
"type": "string",
"pattern": "^[A-Z]{2,2}[0-9]{2,2}[a-zA-Z0-9]{1,30}$",
"default": "PT000"
},
"bban": {
"description": "This data elements is used for payment accounts which have no IBAN.",
"type": "string",
"default": "1",
"pattern": "^[a-zA-Z0-9]{1,30}$"
},
"pan": {
"description": "Primary Account Number (PAN) of a card, can be tokenised by the ASPSP due to PCI DSS requirements.",
"type": "string",
"maxLength": 35,
"default": ""
},
"maskedPan": {
"description": "Primary Account Number (PAN) of a card in a masked form.",
"type": "string",
"maxLength": 35,
"default": ""
},
"msisdn": {
"description": "An alias to access a payment account via a registered mobile phone number",
"type": "string",
"maxLength": 35,
"default": ""
},
"currency": {
"description": "ISO 4217 Alpha 3 currency code.",
"type": "string",
"default": ""
}
},
"additionalProperties": false
}
Amount
{
"type": "object",
"required": [
"currency",
"amount"
],
"properties": {
"currency": {
"description": "ISO 4217 currency code\n",
"type": "string",
"pattern": "^[A-Z]{3,3}$",
"default": "EUR"
},
"amount": {
"description": "The amount given with fractional digits, where fractions must be compliant to the currency definition.\n\nThe decimal separator is a dot.\n",
"type": "string",
"pattern": "^\\-{0,1}[0-9]{1,9}(\\.[0-9]{0,2}){0,1}$",
"default": "0"
}
},
"additionalProperties": false
}
Authentication Data
{
"type": "object",
"required": [
"authenticationMethodId"
],
"properties": {
"authenticationType": {
"description": "Type of the authentication method.",
"$ref": "#/definitions/AuthenticationType"
},
"authenticationVersion": {
"description": "Depending on the authenticationType. This version can be used by differentiating authentication tools used within performing OTP generation in the same authentication type. This version can be referred to in the ASPSP’s documentation.\n",
"type": "string",
"default": ""
},
"authenticationMethodId": {
"description": "An identification provided by the ASPSP for the later identification of the authentication method selection.\n",
"type": "string",
"maxLength": 35,
"default": ""
},
"name": {
"description": "This is the name of the authentication method defined by the PSU in the Online Banking frontend of the ASPSP. Alternatively this could be a description provided by the ASPSP like “SMS OTP on phone +49160 xxxxx 28”. This name shall be used by the TPP when presenting a list of authentication methods to the PSU, if available.\n",
"type": "string",
"default": ""
},
"explanation": {
"description": "detailed information about the sca method for the PSU.\n",
"type": "string",
"default": ""
}
},
"additionalProperties": false
}
Array of Authentication object
{
"type": "array",
"items": {
"$ref": "#/definitions/Authentication"
}
}
authentication types:
SMS_OTP - An SCA method, where an OTP linked to the transaction to be authorised is sent to the PSU through a SMS channel.
CHIP_OTP - An SCA method, where an OTP is generated by a chip card, e.g. an TOP derived from an EMV cryptogram. To contact the card, the PSU normally needs a (handheld) device. With this device, the PSU either reads the challenging data through a visual interface like flickering or the PSU types in the challenge through the device key pad. The device then derives an OTP from the challenge data and displays the OTP to the PSU.
PHOTO_OTP - An SCA method, where the challenge is a QR code or similar encoded visual data which can be read in by a consumer device or specific mobile app. The device resp. the specific app than derives an OTP from the visual challenge data and displays the OTP to the PSU.
PUSH_OTP - An OTP is pushed to a dedicated authentication APP and displayed to the PSU.
{
"type": "string",
"enum": [
"SMS_OTP",
"CHIP_OTP",
"PHOTO_OTP",
"PUSH_OTP"
],
"default": "SMS_OTP",
"additionalProperties": false
}
Requested Authentication Data
{
"properties": {
"data": {
"type": "string",
"description": "String challenge data"
},
"imageLink": {
"type": "string",
"description": "A link where the ASPSP will provides the challenge image for the TPP."
},
"otpMaxLength": {
"type": "string",
"description": "The maximal length for the OTP to be typed in by the PSU."
},
"otpFormat": {
"type": "string",
"description": "The format type of the OTP to be typed in."
},
"additionalInformation": {
"type": "string",
"description": "Additional explanation for the PSU to explain e.g. fallback mechanism for the chosen SCA method. The TPP is obliged to show this to the PSU."
},
"image": {
"type": "string",
"description": "PNG data (max. 512 kilobyte) to be displayed to the PSU, Base64 encoding , cp. [RFC 4648]. This attribute is used only, when PHOTO_OTP or CHIP_OTP is the selected SCA method."
}
},
"additionalProperties": false
}
Error and status Information.
{
"type": "object",
"properties": {
"transactionStatus": {
"$ref": "#/definitions/TransactionStatusType",
"description": "The transaction status is filled with codes of the ISO 20022 corresponding element."
},
"tppMessages": {
"$ref": "#/definitions/TppMessageArray",
"description": "Messages to the TPP on operational issues."
}
},
"additionalProperties": false
}
Message error codes.
{
"type": "string",
"enum": [
"SERVICE_BLOCKED",
"CORPORATE_ID_IVALID",
"CONSENT_UNKNOWN",
"CONSENT_INVALID",
"CONSENT_EXPIRED",
"RESOURCE_UNIKNOWN",
"RESOURCE_EXPIRED",
"TIMESTAMP_INVALID",
"PERIOD_INVALID",
"SCA_METHOD_UNKKNOWN",
"TRANSACTION_ID_INVALID",
"PRODUCT_INVALID",
"PRODUCT_UNKNOWN",
"PAYMENT_FAILED",
"REQUIRED_KID_MISSING",
"SESSIONS_NOT_SUPPORTED",
"ACCESS_EXCEEDED",
"REQUESTED_FORMATS_INVALID",
"CARD_INVALID",
"NO_PIIS_ACTIVATION"
],
"default": "CONSENT_INVALID",
"additionalProperties": false
}
A list of hyperlinks to be recognized by the TPP.
{
"properties": {
"scaRedirect": {
"description": "A link to an ASPSP site where SCA is performed within the Redirect SCA approach",
"type": "string",
"default": ""
},
"startAuthorisation": {
"description": "A link to an endpoint, where the authorisation of a transaction or the authorisation of a transaction cancellation shall be started with a POST command. No specific data is needed for this process start.",
"type": "string",
"default": ""
},
"startAuthorisationWithPsuIdentification": {
"description": "The link to an endpoint where the authorisation of a transaction or of a transaction cancellation shall be started, where PSU identification shall be uploaded with the corresponding call.",
"type": "string",
"default": ""
},
"startAuthorisationWithPsuAuthentication": {
"description": "The link to the authorisation end-point, where the authorisation sub-resource has to be generated while selecting the authentication method. This link is contained under exactly the same conditions as the data element \"scaMethods\"",
"type": "string",
"default": ""
},
"startAuthorisationWithAuthenticationMethodSelection": {
"description": "The link to the authorisation end-point, where the authorisation sub-resource has to be generated while selecting the authentication method. This link is contained under exactly the same conditions as the data element \"scaMethods\"",
"type": "string",
"default": ""
},
"startAuthorisationWithTransactionAuthorisation": {
"description": "The link to the authorisation end-point, where the authorisation sub-resource has to be generated while authorising the transaction e.g. by uploading an OTP received by SMS.",
"type": "string",
"default": ""
},
"self": {
"description": "The link to the payment initiation resource created by this request. This link can be used to retrieve the resource data.",
"type": "string",
"default": ""
},
"status": {
"description": "The link to retrieve the transaction status of the payment initiation.",
"type": "string",
"default": ""
},
"scaStatus": {
"description": "The link to retrieve the scaStatus of the corresponding authorisation sub-resource. This link is only contained, if an authorisation sub-resource has been already created.",
"type": "string",
"default": ""
}
},
"additionalProperties": false
}
A list of hyperlinks to be recognized by the TPP.
{
"properties": {
"scaRedirect": {
"description": "A link to an ASPSP site where SCA is performed within the Redirect SCA approach",
"type": "string",
"default": ""
},
"startAuthorisation": {
"description": "A link to an endpoint, where the authorisation of a transaction or the authorisation of a transaction cancellation shall be started with a POST command. No specific data is needed for this process start.",
"type": "string",
"default": ""
},
"startAuthorisationWithPsuIdentification": {
"description": "The link to an endpoint where the authorisation of a transaction or of a transaction cancellation shall be started, where PSU identification shall be uploaded with the corresponding call.",
"type": "string",
"default": ""
},
"startAuthorisationWithPsuAuthentication": {
"description": "The link to the authorisation end-point, where the authorisation sub-resource has to be generated while selecting the authentication method. This link is contained under exactly the same conditions as the data element \"scaMethods\"",
"type": "string",
"default": ""
},
"startAuthorisationWithAuthenticationMethodSelection": {
"description": "The link to the authorisation end-point, where the authorisation sub-resource has to be generated while selecting the authentication method. This link is contained under exactly the same conditions as the data element \"scaMethods\"",
"type": "string",
"default": ""
}
},
"additionalProperties": false
}
A list of hyperlinks to be recognized by the TPP.
{
"properties": {
"self": {
"description": "The link to the payment initiation resource created by the request itself. This link can be used later to retrieve the transaction status of the payment initiation.\n",
"type": "string",
"default": ""
}
},
"additionalProperties": false
}
Transports additional error information.
{
"required": [
"category",
"code"
],
"properties": {
"category": {
"type": "string",
"default": "",
"description": "Only ”ERROR” or \"WARNING\" permitted"
},
"code": {
"$ref": "#/definitions/MessageCode",
"description": "Message error code."
},
"path": {
"type": "string",
"default": "",
"description": "Path of the element of the request message which provoked this error message."
},
"text": {
"type": "string",
"maxLength": 512,
"default": "",
"description": "Additional explaining text."
}
},
"additionalProperties": false
}
Messages to the TPP on operational issues.
{
"type": "array",
"items": {
"$ref": "#/definitions/TppMessage",
"description": "Transports additional error information."
},
"additionalProperties": false
}
ISO20022: The transaction status is filled with value of the ISO20022 data table. RCVD : RECEIVED PDNG : PENDING PATC : PARTIALLY ACCEPTED TECHNICAL CORRECT ACTC : ACCEPTED TECHNICAL VALIDATION ACFC : ACCEPTED FUNDS CHECKED ACWC : ACCEPTED WITH CHANGE ACWP : ACCEPTED WITHOUT POSTING ACSP : ACCEPTED SETTLEMENT IN PROCESS ACSC : ACCEPTED SETTLEMENT COMPLETED CANC : CANCELED RJCT : REJECTED
{
"type": "string",
"enum": [
"RCVD",
"PDNG",
"PATC",
"ACTC",
"ACFC",
"ACWC",
"ACWP",
"ACSP",
"ACSC",
"CANC",
"RJCT"
],
"default": "RJCT",
"additionalProperties": false
}
Cancels a given Multibanco payment initiaton resource.
{
"type": "object",
"properties": {
"transactionStatus": {
"description": "The transaction status is filled with codes of the ISO 20022 data table.",
"$ref": "#/definitions/TransactionStatusType"
},
"_links": {
"$ref": "#/definitions/MultibancoPaymentDeleteLinks",
"description": "A list of hyperlinks to be recognised by the TPP. The actual hyperlinks used in the response depend on the dynamical decisions of the ASPSP when processing the request. Remark: All links can be relative or full links, to be decided by the ASPSP. Type of links admitted in this response, (further links might be added for ASPSP defined extensions): “redirect”: In case of an SCA Redirect Approach, the ASPSP is transmitting the link to which to redirect the PSU browser. “updatePsuIdentification”: The link to the payment initiation resource, which needs to be updated by the PSU identification. This might be used in an embedded, redirect or decoupled SCA Approach, where the PSU ID was missing in the first request. “updatePsuAuthentication”: The link to the payment initiation resource, which needs to be updated by a PSU password and eventually the PSU identification if not delivered yet. This is used in case of the Embedded or Decoupled SCA approach. “selectAuthenticationMethod” : This is a link to a resource, where the TPP can select the applicable strong customer authentication methods for the PSU, if there were several available authentication methods. This link contained under exactly the same conditions as the data element “authenticationMethods”, see above. “authoriseTransaction” : The link to the payment initiation resource, where the “Payment Authorisation Request” is sent to. This is the link to the resource which will authorise the payment by checking the SCA authentication data within the Embedded SCA approach."
},
"psuMessage": {
"type": "string",
"description": "Text to be displayed to the PSU."
},
"tppMessages": {
"$ref": "#/definitions/TppMessageArray",
"description": "Messages to the TPP on operational issues."
},
"transactionFees": {
"description": "Can be used by the ASPSP to transport transaction fees relevant for the underlying payments.",
"$ref": "#/definitions/Amount"
},
"transactionFeeIndicator": {
"type": "boolean",
"description": "If equals “true”, the transaction will involve specific transaction cost as shown by the ASPSP in their public price list or as agreed between ASPSP and PSU. If equals “false”, the transaction will not involve additional specific transaction costs to the PSU."
},
"scaMethods": {
"description": "This data element might be contained, if SCA is required and if the PSU has a choice between different authentication methods. Depending on the risk management of the ASPSP this choice might be offered before or after the PSU has been identified with the first relevant factor, or if an access token is transported. If this data element is contained, then there is also an hyperlink of type “selectAuthenticationMethods” contained in the response body. These methods shall be presented towards the PSU for selection by the TPP.",
"$ref": "#/definitions/AuthenticationArray"
}
},
"additionalProperties": false
}
Creates a Multibanco payment initiation request at the ASPSP.
{
"type": "object",
"properties": {
"instructedAmount": {
"$ref": "#/definitions/Amount",
"description": "Mandatory for Multibanco Payments except \"Social Security\". \\n For \"Social Security\" Multibanco Payments: \\n Present if TPP had previously obtained its value directly from Social Security. \\n Otherwise do not fill."
},
"multibancoPaymentReference": {
"type": "string",
"maxLength": 15,
"description": "Multibanco Payment Reference. Mandatory for Multibanco Payments except \"Social Security\". Not applicable to \"Social Security\"."
},
"multibancoPaymentEntity": {
"type": "string",
"maxLength": 5,
"description": "Multibanco Payment Entity"
},
"taxpayerIdentificationNumber": {
"type": "string",
"maxLength": 12,
"description": "Taxpayer Identification Number"
},
"debtorAccount": {
"$ref": "#/definitions/AccountReference",
"description": "Debtor account"
},
"requestedExecutionDate": {
"type": "string",
"description": "Indicates the acceptance of future dated payments (yyyy-MM-dd) by issuing an ASPSP.",
"format": "date",
"default": "9999-12-31"
},
"requestedExecutionTime": {
"type": "string",
"description": "Reserved for future use",
"format": "date-time"
},
"socialSecurityEmployerIdentification": {
"type": "string",
"maxLength": 11,
"description": "Identifies the employer in the Portuguese Social Security System. \\n Not applicable to Multibanco Payments except \"Social Security\". \\n For \"Social Security\" Multibanco Payments: \\n If socialSecurityPaymentType assumes value \"HSSP\" it must be fulfilled. \\n Otherwise do not fill."
},
"socialSecurityEmployeeDetails": {
"$ref": "#/definitions/SocialSecurityEmployeeDetails",
"description": "Mandatory for Social Security Payments. Not applicable to other Multibanco Payments."
}
},
"additionalProperties": false,
"required": [
"multibancoPaymentEntity"
]
}
Creates a Multibanco payment initiation response to TPP.
{
"type": "object",
"properties": {
"transactionStatus": {
"description": "The values defined in Section 13.18 might be used.",
"$ref": "#/definitions/TransactionStatusType"
},
"paymentId": {
"type": "string",
"description": "Resource identification of the generated payment initiation resource."
},
"transactionFees": {
"$ref": "#/definitions/Amount",
"description": "Can be used by the ASPSP to transport transaction fees relevant for the underlying payments."
},
"currencyConversionFees": {
"$ref": "#/definitions/Amount",
"description": "Can be used by the ASPSP to transport transaction fees relevant for the underlying payments."
},
"estimatedTotalAmount": {
"$ref": "#/definitions/Amount",
"description": "Can be used by the ASPSP to transport transaction fees relevant for the underlying payments."
},
"estimatedInterbankSettlementAmount": {
"$ref": "#/definitions/Amount",
"description": "Can be used by the ASPSP to transport transaction fees relevant for the underlying payments."
},
"transactionFeeIndicator": {
"type": "boolean",
"description": "If equals “true”, the transaction will involve specific transaction cost as shown by the ASPSP in their public price list or as agreed between ASPSP and PSU. If equals “false”, the transaction will not involve additional specific transaction costs to the PSU."
},
"scaMethods": {
"$ref": "#/definitions/AuthenticationArray",
"description": "This data element might be contained, if SCA is required and if the PSU has a choice between different authentication methods. Depending on the risk management of the ASPSP this choice might be offered before or after the PSU has been identified with the first relevant factor, or if an access token is transported. If this data element is contained, then there is also an hyperlink of type “selectAuthenticationMethods” contained in the response body. These methods shall be presented towards the PSU for selection by the TPP."
},
"choosenScaMethod": {
"$ref": "#/definitions/Authentication",
"description": "This data element is only contained in the response if the APSPS has chosen the Embedded SCA Approach, if the PSU is already identified e.g. with the first relevant factor or alternatively an access token, if SCA is required and if the authentication method is implicitly selected."
},
"challengeData": {
"description": "It is contained in addition to the data element chosenScaMethod if challenge data is needed for SCA. In rare cases this attribute is also used in the context of the psuAuthentication link.",
"$ref": "#/definitions/ChallengeData"
},
"_links": {
"$ref": "#/definitions/MultibancoPaymentLinks",
"description": "A list of hyperlinks to be recognised by the TPP. The actual hyperlinks used in the response depend on the dynamical decisions of the ASPSP when processing the request. Remark: All links can be relative or full links, to be decided by the ASPSP. Type of links admitted in this response, (further links might be added for ASPSP defined extensions): “redirect”: In case of an SCA Redirect Approach, the ASPSP is transmitting the link to which to redirect the PSU browser. “oAuth”: In case of a SCA OAuth2 Approach, the ASPSP is transmitting the URI where the configuration of the Authorisation Server can be retrieved. The configuration follows the OAuth 2.0 Authorisation Server Metadata specification. “updatePsuIdentification”: The link to the payment initiation resource, which needs to be updated by the PSU identification. This might be used in an embedded, redirect or decoupled SCA Approach, where the PSU ID was missing in the first request. “updatePsuAuthentication”: The link to the payment initiation resource, which needs to be updated by a PSU password and eventually the PSU identification if not delivered yet. This is used in case of the Embedded or Decoupled SCA approach. “selectAuthenticationMethod” : This is a link to a resource, where the TPP can select the applicable strong customer authentication methods for the PSU, if there were several available authentication methods. This link contained under exactly the same conditions as the data element “authenticationMethods”, see above. “authoriseTransaction” : The link to the payment initiation resource, where the “Payment Authorisation Request” is sent to. This is the link to the resource which will authorise the payment by checking the SCA authentication data within the Embedded SCA approach. “self” : The link to the payment initiation resource created by this request. This link can be used to retrieve the resource data. “status”: The link to retrieve the transaction status of the payment initiation."
},
"psuMessage": {
"type": "string",
"description": "Text to be displayed to the PSU."
},
"tppMessages": {
"description": "Messages to the TPP on operational issues.",
"$ref": "#/definitions/TppMessageArray"
}
},
"additionalProperties": false,
"required": [
"transactionStatus",
"paymentId",
"_links"
]
}
Requests the content of Multibanco payment initiation object.
{
"type": "object",
"properties": {
"transactionStatus": {
"description": "The values defined in Section 13.18 might be used.",
"$ref": "#/definitions/TransactionStatusType"
},
"paymentId": {
"type": "string",
"description": "Resource identification of the generated payment initiation resource."
},
"instructedAmount": {
"$ref": "#/definitions/Amount",
"description": "Transaction amount to be checked within the funds check mechanism."
},
"transactionFees": {
"$ref": "#/definitions/Amount",
"description": "Can be used by the ASPSP to transport transaction fees relevant for the underlying payments."
},
"requestedExecutionDate": {
"type": "string",
"format": "date",
"description": "Indicates the acceptance of future dated payments (yyyy-MM-dd) by issuing an ASPSP.",
"default": "9999-12-31"
},
"debtorName": {
"description": "For a corporate account, the corporate name is used for this attribute",
"type": "string",
"maxLength": 70
},
"debtorAccount": {
"$ref": "#/definitions/AccountReference",
"description": "Debtor account"
},
"transactionFeeIndicator": {
"type": "boolean",
"description": "If equals “true”, the transaction will involve specific transaction cost as shown by the ASPSP in their public price list or as agreed between ASPSP and PSU. If equals “false”, the transaction will not involve additional specific transaction costs to the PSU."
},
"multibancoPaymentEntity": {
"type": "string",
"maxLength": 5,
"description": "Multibanco Payment Entity."
},
"multibancoPaymentReference": {
"type": "string",
"maxLength": 15,
"description": "Multibanco Payment Reference"
},
"taxpayerIdentificationNumber": {
"type": "string",
"maxLength": 11,
"description": "Tax Payer Identification Number"
},
"serviceEntityShortName": {
"type": "string",
"maxLength": 30,
"description": "It identifies Service Entity Name."
},
"additionalReference": {
"type": "string",
"maxLength": 15,
"description": "Additional Multibanco Payment Reference"
},
"plainInvoiceNumber": {
"type": "string",
"maxLength": 30,
"description": "Only mandatory for Multibanco Payments type 'special services' and when transaction status is accepted."
},
"plainInvoiceFootnote": {
"type": "string",
"maxLength": 60,
"description": "Only mandatory for Multibanco Payments type 'special services' and when transaction status is accepted."
},
"processorAuthorisation": {
"type": "string",
"maxLength": 20,
"description": "Only mandatory for Multibanco Payments type 'Payment of Services' and when transaction status is accepted."
},
"socialSecurityEmployerIdentification": {
"type": "string",
"maxLength": 11,
"description": "Identifies the employer in the Portuguese Social Security System. Mandatory for Social Security Payments. Not applicable to other Multibanco Payments."
},
"socialSecurityEmployeeDetails": {
"$ref": "#/definitions/SocialSecurityEmployeeDetails",
"description": "Mandatory for Social Security Payments. Not applicable to other Multibanco Payments."
}
},
"additionalProperties": false,
"required": [
"transactionStatus",
"paymentId",
"debtorAccount",
"instructedAmount",
"multibancoPaymentEntity"
]
}
Informs TPP about status of a Multibanco payment initiation. For applicable Multibanco payments, it must have all necessary invoice data.
{
"type": "object",
"properties": {
"transactionStatus": {
"description": "In case where the Payment Initiation Request was JSON encoded as defined in Section 5.3.1, the status is returned in this JSON based encoding.",
"$ref": "#/definitions/TransactionStatusType"
},
"additionalReference": {
"type": "string",
"maxLength": 15,
"description": "Additional Multibanco Payment Reference"
},
"serviceEntityShortName": {
"type": "string",
"maxLength": 30,
"description": "It identifies Service Entity Name."
},
"plainInvoiceNumber": {
"type": "string",
"maxLength": 30,
"description": "Only mandatory for Multibanco Payments type 'special services' and when transaction status is accepted."
},
"plainInvoiceFootnote": {
"type": "string",
"maxLength": 60,
"description": "Only mandatory for Multibanco Payments type 'special services' and when transaction status is accepted."
},
"processorAuthorisation": {
"type": "string",
"maxLength": 20,
"description": "Only mandatory for Multibanco Payments type 'Payment of Services' and when transaction status is accepted."
},
"totalTime": {
"type": "string",
"description": "It defines total time to be considered in calculation process of payment to be performed to Social Security. If Social Security Salary Type is fulfilled with 'MTCM', it assumes default value of '001'; If Social Security Salary Type is fulfilled with 'MTIN', totalTime is measured in days and can assume values between 1 and 29 (both inclusive); If Social Security Salary Type is fulfilled with 'HRLY', totalTime is measured in hours and can assume values between 30 and 172 (both inclusive)."
},
"socialSecurityEmployerIdentification": {
"type": "string",
"maxLength": 11,
"description": "Identifies the employer in the Portuguese Social Security System. Mandatory for Social Security Payments when na acceptance status is reached. Not applicable to other Multibanco Payments."
},
"interestAmount": {
"$ref": "#/definitions/Amount",
"description": "Interest Amount obtain refered to the employee contribution. Mandatory for Social Security Payments when na acceptance status is reached. Not applicable to other Multibanco Payments."
},
"effectiveMonthlyAmount": {
"$ref": "#/definitions/Amount",
"description": "Montlhy salary which is object of employee contribution calculation. Mandatory for Social Security Payments when na acceptance status is reached. Not applicable to other Multibanco Payments."
},
"referenceAmount": {
"$ref": "#/definitions/Amount",
"description": "Amount to be considered to employee contribution calculation, when present. Mandatory for Social Security Payments when na acceptance status is reached. Not applicable to other Multibanco Payments."
},
"instructedAmount": {
"$ref": "#/definitions/Amount",
"description": "Only applicable to Multibanco Payments of type \"Social Security\". Mandatory for Social Security Payments when na acceptance status is reached. Not applicable to other Multibanco Payments."
},
"_links": {
"$ref": "#/definitions/MultibancoPaymentStatusLink",
"description": "Should refer to next steps if the problem can be resolved via the interface e.g. for re-submission of credentials."
}
},
"additionalProperties": false,
"required": [
"transactionStatus"
]
}
Informs TPP about status of a Multibanco payment initiation. For applicable Multibanco payments, it must have all necessary invoice data.
{
"type": "object",
"properties": {
"employeeIdentification": {
"type": "string",
"maxLength": 11,
"description": "Identifies the employee in the Portuguese Social Security System."
},
"referencePeriod": {
"type": "string",
"maxLength": 6,
"pattern": "^\\d{4}(0[1-9]{1}|1[0-2]{1})$",
"description": "Employee Reference Period considered for payment (YYYYMM)."
},
"socialSecurityPaymentType": {
"type": "string",
"enum": [
"HSHP",
"CNTR",
"VLNT",
"AZFP"
],
"description": "It indicates the payment type performed to Social Security: \\n HSHP - Housekeeping Work \\n CNTR - Contractor \\n VLNT - Voluntary Social Insurance \\n AZFP - Azorian Farm Producers"
},
"salary": {
"description": "Employee salary to be declared to Social Security.",
"$ref": "#/definitions/Salary"
},
"effectiveMonthlyAmount": {
"$ref": "#/definitions/Amount",
"description": "Montlhy salary which is object of employee contribution calculation. Only present when Social Security Payment Type is 'HSHP - Housekeeping Work' and Social Insurance Salary Type is 'MTCM - Monthly Complete' or 'MTIN-Monthly Incomplete'."
},
"referenceAmount": {
"$ref": "#/definitions/Amount",
"description": "Amount to be considered to employee contribution calculation, when present. \\n Present if TPP had previously obtained its value directly from Social Security. \\n Otherwise do not fill."
},
"interestAmount": {
"$ref": "#/definitions/Amount",
"description": "Interest Amount referred to the employee contribution. \\n Present if TPP had previously obtained its value directly from Social Security. \\n Otherwise do not fill."
}
},
"additionalProperties": false,
"required": [
"employeeIdentification",
"referencePeriod",
"socialSecurityPaymentType",
"salary"
]
}
Employee salary to be declared to Social Security.
{
"properties": {
"type": {
"type": "string",
"enum": [
"MTCM",
"MTIN",
"HRLY"
],
"description": "Social Security Salary Type: \\n MTCM - Monthly Complete \\n MTIN - Monthly Incomplete \\n HRLY - Hourly \\n Mandatory for Social Security Payments. Not applicable to other Multibanco Payments."
},
"totalTime": {
"type": "string",
"description": "It defines total time to be considered in calculation process of payment to be performed to Social Security. \\n If Social Security Salary Type is fulfilled with \"MTCM\", it assumes default value of \"001\"; \\n If Social Security Salary Type is fulfilled with \"MTIN\", totalTime is measured in days and can assume values between 1 and 29 (both inclusive); \\n If Social Security Salary Type is fulfilled with \"HRLY\", totalTime is measured in hours and can assume values between 30 and 172 (both inclusive)."
}
},
"additionalProperties": false,
"required": [
"type"
]
}