Accounts
Provide your users with a consolidated view of their available balance, income, and spending. Corporate and personal predict spending behaviour, overdrafts, reconcile invoices with payments, among others.
| Consent | List of Accounts |
| Account Information | Transaction history |
| Balances | Availability of Funds |
| Cards information | Account Holder Name |
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Card Account Information API enables the access to account identification data, account balances and account transactions history. With this type of information you may provide to your users an aggregated view of his available balance, incomes and spending. Based on the transactions history you may understand the spending behaviour of your users, both private and corporate, predict overdrafts and warn or offer them a credit line from your partner credit institutions, reconcile invoices with payments for corporates, alert for the possibility of fraud when abnormal spends occur, etc. This API
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The Account Information consent API performs the PSU authentication and returns a consent resource identifier that will allow you to access the ASPSP accounts that the PSU have provided consent to access.
This API intends to provide an interface to access PSD2 Consent services.
The API is designed on a REST model using JSON structures.
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Account Information API enables the access to account identification data, account balances and account transactions history.
With this type of information you may provide to your users a consolidated view of his available balance, incomes and spending. Based on the transactions history you may understand the spending behavior of your users, both private and corporate, predict overdrafts and warn or offer them a credit line from your partner credit institutions, reconcile invoices with payments for corporates, alert for the possibility of fraud when abnormal spends occur, etc.
This API
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Confirmation on the availability of funds API enables to check in real time if your clients have enough available funds to honor a purchase they are doing with the card you issued to them.
With this API you may reduce the risk of being unable to recover the funds from your clients, after having guaranteed a payment to an acquirer or merchant.
This API intends to provide an interface to access PSD2 Availability of Funds service.
The API is designed on a REST model using JSON structures.
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The Account Information consent API performs the PSU authentication and returns a consent resource identifier that will allow you to access the ASPSP accounts that the PSU have provided consent to access.
This API intends to provide an interface to access PSD2 Consent services.
The API is designed on a REST model using JSON structures.
Plans
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@number APIs including
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Account Information 4.0.14
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Consent 4.0.16
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Consent Authorisation 4.0.13
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Availability of Funds 4.0.14
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Card Accounts 4.0.15